SBI Prime Advantage (Mastercard) credit card credit card
Joining Fee:

₹2999 +GST

Return Percentage:

1% to 2%

Credit Card Overview

A Prime Advantage Mastercard variant delivering premium rewards, lifestyle privileges, and milestone perks.

Best Suited For: Cashback, Pay by Points

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Fees and charges at a glance

Annual fee
₹2,999

Charged every year you keep the card

Joining fee
₹2,999

Paid once when you get the card, plus GST

Reward rate
1% to 2%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

SBI Prime Advantage (Mastercard) credit card — Milestones

  1. Welcome benefit

    No spend needed — in a year

    E-gift Voucher worth Rs. 3,000 from any of the following brands: Bata/Hush Puppies, Pantaloons, Aditya Birla Fashion, Shoppers Stop and Yatra.com

  2. Spend rewardRepeats every year

    Spend ₹50,000 per statement cycle

    Pizza Hut voucher worth ₹1,000.

  3. Annual fee waivedRepeats every year

    Spend ₹3,00,000 in a year

    The renewal fee will be waived.

  4. Spend rewardRepeats every year

    Spend ₹5,00,000 in a year

    E-gift voucher worth ₹7,000 from Yatra.com / Pantaloons.