Utkarsh Bank Eternal credit card credit card
Joining Fee:

FREE

Return Percentage:

0.5% to 1.5%

Credit Card Overview

An Eternal card from Utkarsh Bank delivering lifestyle rewards, milestone bonuses, partner discounts, and easy redemption options, designed for modern digitally-savvy spenders.

Best Suited For: Cashback

Utkarsh Bank logoUtkarsh Bank

Fees and charges at a glance

Annual fee
₹1,999

Charged every year you keep the card

Joining fee
Free

No cost to get the card

Reward rate
0.5% to 1.5%

Depends where you spend

Forex markup
3%

Extra charge on foreign spends

Interest rate
36% p.a.

Only if you don't pay the full bill

Utkarsh Bank Eternal credit card — Benefits and Offers

Dining & food delivery

  • Zomato

    10% Instant Discount

    Ongoing
    • Get 10% instant discount on eligible Zomato orders.
    • Maximum combined instant discount of ₹2,000 per month across eligible Zomato, Blinkit and District transactions.
    How to use this
    1. Place an eligible order on Zomato.
    2. Apply the ETERNAL SBI Credit Card offer if required.
    3. Pay using the ETERNAL SBI Credit Card and check the discount before placing the order.

Shopping

  • Blinkit

    5% to 10% Instant Discount

    Ongoing
    • Get 5% instant discount on eligible Blinkit groceries and other qualifying purchases.
    • Get 10% instant discount on eligible beauty and electronics purchases.
    • Maximum combined instant discount of ₹2,000 per month across eligible Zomato, Blinkit and District transactions.
    How to use this
    1. Add eligible products on Blinkit.
    2. Select the ETERNAL SBI Credit Card offer if displayed.
    3. Pay using the ETERNAL SBI Credit Card and check the applicable discount before confirming.

3 more benefits on this card

We track all 5 of them, with the terms and how to claim each one. See the full list in the app.

Open in the app