Joining Fee:
FREE
Return Percentage:0.5% to 1.5%
Credit Card Overview
An Eternal card from Utkarsh Bank delivering lifestyle rewards, milestone bonuses, partner discounts, and easy redemption options, designed for modern digitally-savvy spenders.
Best Suited For: Cashback
Utkarsh BankFees and charges at a glance
- Annual fee
- ₹1,999
- Joining fee
- Free
- Reward rate
- 0.5% to 1.5%
- Forex markup
- 3%
- Interest rate
- 36% p.a.
Charged every year you keep the card
No cost to get the card
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
Utkarsh Bank Eternal credit card — Lounge Access
No airport lounge access on this card
Lounge access is usually reserved for cards with an annual fee.
See cards that include lounge access