Utkarsh Bank Eternal credit card credit card
Joining Fee:

FREE

Return Percentage:

0.5% to 1.5%

Credit Card Overview

An Eternal card from Utkarsh Bank delivering lifestyle rewards, milestone bonuses, partner discounts, and easy redemption options, designed for modern digitally-savvy spenders.

Best Suited For: Cashback

Utkarsh Bank logoUtkarsh Bank

Fees and charges at a glance

Annual fee
₹1,999

Charged every year you keep the card

Joining fee
Free

No cost to get the card

Reward rate
0.5% to 1.5%

Depends where you spend

Forex markup
3%

Extra charge on foreign spends

Interest rate
36% p.a.

Only if you don't pay the full bill

Utkarsh Bank Eternal credit card — Milestones

  1. Annual fee waivedRepeats every year

    Spend ₹1,50,000 in a year

    The renewal fee will be waived.