Yes Bank Prosperity Business credit card credit card
Joining Fee:

₹499 +GST

Return Percentage:

1% to 2%

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Credit Card Overview

A Prosperity Business card designed for SMEs and entrepreneurs, offering cashback on utilities, travel, and business spends, with milestone vouchers and expense management features.

Best Suited For: Cashback

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Fees and charges at a glance

Annual fee
₹499

Charged every year you keep the card

Joining fee
₹499

Paid once when you get the card, plus GST

Reward rate
1% to 2%

Depends where you spend

Forex markup
2.5%

Extra charge on foreign spends

Interest rate
47.88% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

Yes Bank Prosperity Business credit card — Earn Categories

Other categories

  • DiningF&B · Dining8 reward points / ₹200

    Minimum ₹200 per transaction

  • Hotels8 reward points / ₹200

    Minimum ₹200 per transaction

Everyday rate

  • Base Rewards4 YES Rewardz Points (reward points) / ₹200

    Minimum ₹200 per transaction

9 more earning categories on this card

We track all 12 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.

Open in the app

Earns nothing on these

Spends in these categories carry no rewards on this card.

  • Wallets
  • Fuel
  • Rent