Yes Bank Prosperity Business credit card credit card
Joining Fee:

₹499 +GST

Return Percentage:

1% to 2%

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Credit Card Overview

A Prosperity Business card designed for SMEs and entrepreneurs, offering cashback on utilities, travel, and business spends, with milestone vouchers and expense management features.

Best Suited For: Cashback

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Fees and charges at a glance

Annual fee
₹499

Charged every year you keep the card

Joining fee
₹499

Paid once when you get the card, plus GST

Reward rate
1% to 2%

Depends where you spend

Forex markup
2.5%

Extra charge on foreign spends

Interest rate
47.88% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

Yes Bank Prosperity Business credit card — Milestones

  1. Joining fee waived

    Spend ₹10,000 in a year

    The joining fee will be waived.

  2. Annual fee waivedRepeats every year

    Spend ₹1,00,000 in a year

    The renewal fee will be waived.

  3. Spend rewardRepeats every year

    Spend ₹6,00,000 in a year

    10,000 rewards points.