Yes Bank Prosperity Business credit card credit card
Joining Fee:

₹499 +GST

Return Percentage:

1% to 2%

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Credit Card Overview

A Prosperity Business card designed for SMEs and entrepreneurs, offering cashback on utilities, travel, and business spends, with milestone vouchers and expense management features.

Best Suited For: Cashback

Yes Bank logoYes Bank

Fees and charges at a glance

Annual fee
₹499

Charged every year you keep the card

Joining fee
₹499

Paid once when you get the card, plus GST

Reward rate
1% to 2%

Depends where you spend

Forex markup
2.5%

Extra charge on foreign spends

Interest rate
47.88% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

Yes Bank Prosperity Business credit card — Benefits and Offers

Golf

  • Golf

    Complimentary Golf Lessons.

    4 golf sessions year

    Ongoing
    • 1 golf lesson every calendar month and 4 additional sessions with green fee waiverd at select golf courses in India.
    How to use this
    1. Access the designated golf booking portal using the email ID registered with your credit card. Choose your preferred golf course, date, and time, and complete the booking. You’ll receive a confirmation via email, take this with you when you play. Note that additional costs like caddy fees and carts are usually not covered and must be paid at the course.

Insurance cover

  • Insurance

    Accidental Health Insurance

    Ongoing
    • Credit shield cover of INR 3 Lakhs on accidental death of Primary Cardmember. Lost card liability cover of INR 3 Lakhs.
    How to use this
    1. To claim this insurance, report the incident to YES BANK Customer Care at 1800 103 6000 or 022 4935 0000. For email support, contact yesfirstcc@yesbank.in