Bundled subscriptions and club memberships. We track 121 of them from 19 banks, 16 of which are lifetime free, and 99 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.

What matters most to you?

  • IndusIndAmerican Express

    EPay

    Free
    Annual fee
    Free
    Joining
    Rewards
    0.5% to 1%
    Forex
    3.5%
    • Insurance
    • Memberships
    View details
  • SBIAmerican Express

    Prime (Amex)

    ₹2,999
    Annual fee
    ₹2,999
    Joining
    Rewards
    1% to 2.5%
    Forex
    3.5%
    • Domestic lounge
    • International lounge
    • Dining
    • Memberships
    View details
  • SBIAmerican Express

    Elite (Amex)

    ₹4,999
    Annual fee
    ₹4,999
    Joining
    Rewards
    2% to 5%
    Forex
    1.99%
    • Domestic lounge
    • Dining
    • Movies
    • Memberships
    View details
  • IndusIndAmerican Express

    Celesta

    ₹5,000
    Annual fee
    ₹25,000
    Joining
    Rewards
    2% to 4%
    Forex
    3.5%
    • International lounge
    • Domestic lounge
    • Movies
    • Dining
    • +3
    View details
  • AmexAmerican Express

    Platinum Reserve

    ₹10,000
    Annual fee
    ₹10,000
    Joining
    Rewards
    2% to 5%
    Forex
    3.5%
    • Domestic lounge
    • International lounge
    • Memberships
    • Concierge
    • +3
    View details
  • AmexAmerican Express

    Platinum Charge

    ₹66,000
    Annual fee
    ₹66,000
    Joining
    Rewards
    2.5% to 25%
    Forex
    3.5%
    • International lounge
    • Domestic lounge
    • Lounge
    • Concierge
    • +5
    View details
  • AmexAmerican Express

    Centurion (Black)

    ₹2,75,000
    Annual fee
    ₹7,00,000
    Joining
    Rewards
    3% to 30%
    Forex
    3.5%
    • International lounge
    • Domestic lounge
    • Insurance
    • Dining
    • +3
    View details