Redeem reward points against flights and hotel bookings. We track 175 of them from 14 banks, 21 of which are lifetime free, and 109 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.

What matters most to you?

  • KotakVisa

    Solitaire

    ₹25,000
    Annual fee
    ₹25,000
    Joining
    Rewards
    1.5% to 15%
    Forex
    0%
    • International lounge
    • Guest lounge
    • Domestic lounge
    • Movies
    View details
  • AxisMastercard

    Burgundy Magnus

    ₹30,000
    Annual fee
    ₹30,000
    Joining
    Rewards
    6% to 17.5%
    Forex
    2%
    • Domestic lounge
    • Guest lounge
    • International lounge
    • Dining
    • +5
    View details
  • AxisVisa

    Reserve

    ₹50,000
    Annual fee
    ₹50,000
    Joining
    Rewards
    3% to 10%
    Forex
    1.5%
    • International lounge
    • Domestic lounge
    • Guest lounge
    • Memberships
    • +5
    View details
  • AmexAmerican Express

    Platinum Charge

    ₹66,000
    Annual fee
    ₹66,000
    Joining
    Rewards
    2.5% to 25%
    Forex
    3.5%
    • International lounge
    • Domestic lounge
    • Lounge
    • Concierge
    • +5
    View details
  • AxisVisa

    Burgundy Private

    ₹1,00,000
    Annual fee
    ₹1,00,000
    Joining
    Rewards
    2% to 10%
    Forex
    0%
    • International lounge
    • Domestic lounge
    • Memberships
    • Dining
    • +5
    View details
  • AmexAmerican Express

    Centurion (Black)

    ₹2,75,000
    Annual fee
    ₹7,00,000
    Joining
    Rewards
    3% to 30%
    Forex
    3.5%
    • International lounge
    • Domestic lounge
    • Insurance
    • Dining
    • +3
    View details
  • AxisVisa

    Primus

    ₹3,00,000
    Annual fee
    ₹5,00,000
    Joining
    Rewards
    1% to 2%
    Forex
    0%
    • Domestic lounge
    • Guest lounge
    • International lounge
    • Concierge
    • +3
    View details