Under 2% on international spends — for travel and overseas shopping. We track 96 of them from 19 banks, 26 of which are lifetime free, and 75 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.
What matters most to you? 6 of 96 cards match what you picked What you can redeem for Annual fee Card network Perks included Who it suits Airport lounge access Bank
Free Annual fee
Free Joining
Rewards 1% to 3%
Forex 0% Railway lounge International lounge Domestic lounge Travel +1 View details
Free Annual fee
Free Joining
Rewards 3% to 6%
Forex 1.5% Domestic lounge International lounge Movies Concierge +2 View details
₹499 Annual fee
₹499 Joining
Rewards 1% to 10%
Forex 0% Domestic lounge International lounge Movies Shopping +2 View details
₹999 Annual fee
₹999 Joining
Rewards 1% to 2%
Forex 1.99% Domestic lounge International lounge Movies Shopping +3 View details
₹10,000 Annual fee
₹50,000 Joining
Rewards 3% to 6%
Forex 0.5% Domestic lounge International lounge Guest lounge Movies +3 View details
₹20,000 Annual fee
₹20,000 Joining
Rewards 2% to 2.5%
Forex 1.49% International lounge Domestic lounge Concierge Movies +2 View details Browse credit cards by bank Browse by how you redeem rewards 
