Joining Fee:
₹2500 +GST
Return Percentage:1% to 3%
Credit Card Overview
A flagship premium lifestyle card offering global lounge access, concierge services, milestone vouchers, and high reward rates on travel and dining.
Best Suited For: Experience, Travel Booking, Hotel Transfer, Pay by Points
HDFCFees and charges at a glance
- Annual fee
- ₹2,500
- Joining fee
- ₹2,500
- Reward rate
- 1% to 3%
- Forex markup
- 3.5%
- Interest rate
- 45% p.a.
- Add-on card
- Free
Charged every year you keep the card
Paid once when you get the card, plus GST
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
HDFC Regalia credit card — Lounge Access
Domestic lounge
2 per quarterquarter- Spend ₹1 Lakh or more in a calendar quarter (Jan-Mar, Apr-Jun, Jul-Sep, Oct-Dec). On meeting the spend criteria, visit the Regalia SmartBuy page >> Lounge Benefits >> Lounge access voucher. You can avail up to 2 complimentary lounge access vouchers as part of the quarterly milestone benefit.
1 more lounge benefit on this card
We track this card at 23 airports. Check airport-wise lounge availability in the app.