ICICI Rubyx (Visa) credit card credit card
Joining Fee:

₹3000 +GST

Return Percentage:

0.5% to 1%

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Credit Card Overview

A Rubyx Visa variant delivering shopping and lifestyle rewards, milestone benefits, and global acceptance.

Best Suited For: Catalogue Products, Experience, Travel Booking, Hotel Transfer

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Fees and charges at a glance

Annual fee
₹2,000

Charged every year you keep the card

Joining fee
₹3,000

Paid once when you get the card, plus GST

Reward rate
0.5% to 1%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
₹199

An extra card for family

ICICI Rubyx (Visa) credit card — Lounge Access

Railway lounge

2 per quarterquarter
  • No explicit spend condition

1 more lounge benefit on this card

We track this card at 31 airports. Check airport-wise lounge availability in the app.

Open in the app