IDFC Select credit card credit card
Joining Fee:

FREE

Return Percentage:

1% to 3%

Apply Now

Credit Card Overview

A First Select card providing lifestyle rewards, shopping perks, and milestone vouchers, crafted for mid-tier professionals.

Best Suited For: Experience, Travel Booking, Hotel Transfer

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Fees and charges at a glance

Annual fee
Free

Nothing to pay each year

Joining fee
Free

No cost to get the card

Reward rate
1% to 3%

Depends where you spend

Forex markup
1.99%

Extra charge on foreign spends

Interest rate
46.2% p.a.

Only if you don't pay the full bill

Add-on card
₹499

An extra card for family

IDFC Select credit card — Lounge Access

Domestic lounge

1 per quarterquarter
  • Spend ₹20,000 or more in the preceding month

1 more lounge benefit on this card

We track this card at 34 airports. Check airport-wise lounge availability in the app.

Open in the app