SBI BPCL Octane (Rupay) credit card credit card
Joining Fee:

₹1499 +GST

Return Percentage:

4% to 7%

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Credit Card Overview

A BPCL Octane variant delivering higher fuel rewards, milestone vouchers, and premium lifestyle benefits tailored for heavy fuel users with perks of Rupay Network.

Best Suited For: Brand Wallet, Cashback

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Fees and charges at a glance

Annual fee
₹1,499

Charged every year you keep the card

Joining fee
₹1,499

Paid once when you get the card, plus GST

Reward rate
4% to 7%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

SBI BPCL Octane (Rupay) credit card — Lounge Access

Domestic lounge

1 per quarterquarter
  • No explicit spend condition