SBI Prime (Visa) credit card credit card
Joining Fee:

₹2999 +GST

Return Percentage:

1% to 2.5%

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Credit Card Overview

SBI Card Prime RuPay is a premium, UPI-enabled lifestyle card with strong milestone rewards, dining/grocery accelerators, and complimentary lounge access.

Best Suited For: Experience, Travel Booking, Hotel Transfer, Pay by Points

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Fees and charges at a glance

Annual fee
₹2,999

Charged every year you keep the card

Joining fee
₹2,999

Paid once when you get the card, plus GST

Reward rate
1% to 2.5%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
42% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

SBI Prime (Visa) credit card — Lounge Access

Domestic lounge

2 per quarterquarter
  • 8 complimentary domestic lounge visits per year in India (max 2 per quarter).

1 more lounge benefit on this card

We track all 2 of them, with the spend conditions on each. See the full list in the app.

Open in the app