Joining Fee:
Apply Now₹1499 +GST
Return Percentage:2% to 4%
Credit Card Overview
A Pulse card designed for health and wellness, providing insurance cover, fitness-related rewards, milestone perks, and lifestyle benefits.
Best Suited For: Experience, Travel Booking, Hotel Transfer
SBIFees and charges at a glance
- Annual fee
- ₹1,499
- Joining fee
- ₹1,499
- Reward rate
- 2% to 4%
- Forex markup
- 3.5%
- Interest rate
- 45% p.a.
- Add-on card
- Free
Charged every year you keep the card
Paid once when you get the card, plus GST
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
SBI Pulse credit card — Lounge Access
Domestic lounge
1 per quarterquarter- No explicit spend condition
Check lounge access airport by airport
We track this card at 38 airports. Check airport-wise lounge availability in the app.