Yes Bank BYOC Cashback credit card credit card
Joining Fee:

FREE

Return Percentage:

1% to 2%

Apply Now

Credit Card Overview

A BYOC Cashback variant providing tailored cashback on user-selected categories, milestone vouchers, and flexible redemption options.

Best Suited For: Cashback

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Fees and charges at a glance

Annual fee
Free

Nothing to pay each year

Joining fee
Free

No cost to get the card

Reward rate
1% to 2%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
47.88% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

Yes Bank BYOC Cashback credit card — Lounge Access

Domestic lounge

1 per quarterquarter
  • Spend ₹50,000 or more in the previous quarter (Jan-Mar, Apr-Jun, Jul-Sep, Oct-Dec), you automatically qualify for this privilege in the subsequent quarter (Apr-Jun, Jul-Sep, Oct-Dec, Jan-Mar).

Check lounge access airport by airport

We track this card at 11 airports. Check airport-wise lounge availability in the app.

Open in the app