Joining Fee:
Apply NowFREE
Return Percentage:1.5% to 3%
Credit Card Overview
A BYOC Rewards card allowing customers to design their own rewards categories, delivering flexibility, milestone perks, and easy redemption.
Best Suited For: Pay by Points
Yes BankFees and charges at a glance
- Annual fee
- Free
- Joining fee
- Free
- Reward rate
- 1.5% to 3%
- Forex markup
- 3.5%
- Interest rate
- 47.88% p.a.
- Add-on card
- Free
Nothing to pay each year
No cost to get the card
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
Yes Bank BYOC Rewards credit card — Lounge Access
Domestic lounge
1 per quarterquarter- Spend ₹50,000 or more in the previous quarter (Jan-Mar, Apr-Jun, Jul-Sep, Oct-Dec), you automatically qualify for this privilege in the subsequent quarter (Apr-Jun, Jul-Sep, Oct-Dec, Jan-Mar).
Check lounge access airport by airport
We track this card at 11 airports. Check airport-wise lounge availability in the app.