Move reward points into partner brand wallets. We track 99 of them from 13 banks, 28 of which are lifetime free, and 51 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.

What matters most to you?

  • AUVisa

    Ixigo

    Free
    Annual fee
    Free
    Joining
    Rewards
    1% to 3%
    Forex
    0%
    • Railway lounge
    • International lounge
    • Domestic lounge
    • Travel
    • +1
    View details
  • AUVisa

    LIT

    Free
    Annual fee
    Free
    Joining
    Rewards
    0.5% to 1.5%
    Forex
    3.49%
    • Domestic lounge
    • Memberships
    • Dining
    View details
  • AUVisa

    Xcite Ultra

    Free
    Annual fee
    Free
    Joining
    Rewards
    1% to 2%
    Forex
    3.49%
    • Domestic lounge
    • Railway lounge
    • Concierge
    • Dining
    • +1
    View details
  • AUVisa

    Xcite Ace

    Free
    Annual fee
    Free
    Joining
    Rewards
    0.5% to 1.5%
    Forex
    3.49%
    • Domestic lounge
    • Railway lounge
    • Concierge
    • Dining
    • +1
    View details
  • AUVisa

    Nomo

    Free
    Annual fee
    ₹199
    Joining
    Rewards
    0.5% to 1%
    Forex
    0.99%
    • Railway lounge
    • Domestic lounge
    • Dining
    View details
  • AUVisa

    Altura

    ₹199
    Annual fee
    ₹199
    Joining
    Rewards
    0.5% to 1%
    Forex
    3.49%
    • Railway lounge
    • Dining
    View details
  • AUVisa

    Vetta

    ₹2,999
    Annual fee
    ₹2,999
    Joining
    Rewards
    2% to 4%
    Forex
    2.99%
    • Domestic lounge
    • International lounge
    • Concierge
    • Dining
    • +2
    View details
  • AUVisa

    Zenith

    ₹7,999
    Annual fee
    ₹7,999
    Joining
    Rewards
    3% to 5%
    Forex
    1.99%
    • Railway lounge
    • Domestic lounge
    • International lounge
    • Concierge
    • +3
    View details