Move reward points into partner brand wallets. We track 99 of them from 13 banks, 28 of which are lifetime free, and 51 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.

What matters most to you?

  • KotakVisa

    White Reserve

    ₹12,500
    Annual fee
    ₹12,500
    Joining
    Rewards
    3% to 6%
    Forex
    2%
    • Domestic lounge
    • International lounge
    • Memberships
    • Concierge
    • +1
    View details
  • IndusIndMastercard

    Pioneer Heritage

    ₹25,000
    Annual fee
    ₹1,00,000
    Joining
    Rewards
    2% to 5%
    Forex
    0%
    • Domestic lounge
    • International lounge
    • Movies
    • Dining
    • +2
    View details
  • HSBCVisa

    Taj

    ₹1,10,000
    Annual fee
    ₹1,10,000
    Joining
    Rewards
    3% to 5%
    Forex
    3.5%
    • International lounge
    • Travel
    • Concierge
    • Movies
    • +2
    View details