Restaurant discounts, and rewards on Swiggy and Zomato. We track 223 of them from 19 banks, 46 of which are lifetime free, and 140 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.

What matters most to you?

  • AxisVisa

    Vistara

    Free
    Annual fee
    Free
    Joining
    Rewards
    1% to 2%
    Forex
    3.5%
    • Domestic lounge
    • Dining
    • Insurance
    • Vouchers
    View details
  • AxisVisa

    Ace

    ₹499
    Annual fee
    ₹499
    Joining
    Rewards
    2% to 5%
    Forex
    3.5%
    • Domestic lounge
    • Dining
    • Insurance
    View details
  • HDFCVisa

    Biz Grow

    ₹500
    Annual fee
    ₹500
    Joining
    Rewards
    0.5% to 1.5%
    Forex
    3.5%
    • Dining
    • Insurance
    • Travel
    View details
  • AxisVisa

    Rewards

    ₹1,000
    Annual fee
    ₹1,000
    Joining
    Rewards
    0.5% to 1%
    Forex
    3.5%
    • Domestic lounge
    • Insurance
    • Dining
    View details
  • AxisVisa

    Privilege

    ₹1,500
    Annual fee
    ₹1,500
    Joining
    Rewards
    1% to 2%
    Forex
    3.5%
    • Domestic lounge
    • Movies
    • Dining
    • Insurance
    View details
  • HDFCVisa

    Regalia Gold

    ₹2,500
    Annual fee
    ₹2,500
    Joining
    Rewards
    1% to 2.5%
    Forex
    2%
    • Domestic lounge
    • International lounge
    • Insurance
    • Dining
    • +1
    View details
  • HDFCVisa

    Biz Power

    ₹2,500
    Annual fee
    ₹2,500
    Joining
    Rewards
    1% to 2%
    Forex
    2%
    • Domestic lounge
    • International lounge
    • Dining
    • Insurance
    • +1
    View details
  • AxisVisa

    Select

    ₹3,000
    Annual fee
    ₹3,000
    Joining
    Rewards
    1% to 3%
    Forex
    3.5%
    • International lounge
    • Domestic lounge
    • Shopping
    • Concierge
    • +5
    View details
  • AxisMastercard

    Horizon

    ₹3,000
    Annual fee
    ₹3,000
    Joining
    Rewards
    1% to 2%
    Forex
    3.5%
    • International lounge
    • Domestic lounge
    • Dining
    • Insurance
    View details
  • HDFCVisa

    Biz Black Metal

    ₹10,000
    Annual fee
    ₹10,000
    Joining
    Rewards
    2% to 5%
    Forex
    2%
    • Domestic lounge
    • International lounge
    • Concierge
    • Dining
    • +3
    View details
  • HDFCVisa

    Infinia Plastic

    ₹10,000
    Annual fee
    ₹10,000
    Joining
    Rewards
    3% to 33%
    Forex
    2%
    • Domestic lounge
    • International lounge
    • Dining
    • Travel
    • +4
    View details
  • HDFCVisa

    Infinia Metal

    ₹12,500
    Annual fee
    ₹12,500
    Joining
    Rewards
    3% to 33%
    Forex
    2%
    • Domestic lounge
    • International lounge
    • Dining
    • Travel
    • +4
    View details
  • AxisVisa

    Olympus

    ₹20,000
    Annual fee
    ₹20,000
    Joining
    Rewards
    1% to 2%
    Forex
    1.8%
    • International lounge
    • Domestic lounge
    • Dining
    • Movies
    • +5
    View details
  • AxisMastercard

    Burgundy Magnus

    ₹30,000
    Annual fee
    ₹30,000
    Joining
    Rewards
    6% to 17.5%
    Forex
    2%
    • Domestic lounge
    • Guest lounge
    • International lounge
    • Dining
    • +5
    View details
  • AxisVisa

    Reserve

    ₹50,000
    Annual fee
    ₹50,000
    Joining
    Rewards
    3% to 10%
    Forex
    1.5%
    • International lounge
    • Domestic lounge
    • Guest lounge
    • Memberships
    • +5
    View details
  • AxisVisa

    Burgundy Private

    ₹1,00,000
    Annual fee
    ₹1,00,000
    Joining
    Rewards
    2% to 10%
    Forex
    0%
    • International lounge
    • Domestic lounge
    • Memberships
    • Dining
    • +5
    View details