Restaurant discounts, and rewards on Swiggy and Zomato. We track 223 of them from 19 banks, 46 of which are lifetime free, and 140 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.

What matters most to you?

  • IndusIndMastercard

    Pioneer Legacy

    Free
    Annual fee
    ₹50,000
    Joining
    Rewards
    2% to 4%
    Forex
    1.8%
    • Domestic lounge
    • International lounge
    • Movies
    • Concierge
    • +3
    View details
  • HSBCMastercard

    Privé

    Free
    Annual fee
    Free
    Joining
    Rewards
    5% to 60%
    Forex
    0%
    • Domestic lounge
    • International lounge
    • Dining
    • Movies
    • +1
    View details
  • HDFCMastercard

    Regalia

    ₹2,500
    Annual fee
    ₹2,500
    Joining
    Rewards
    1% to 3%
    Forex
    3.5%
    • International lounge
    • Domestic lounge
    • Dining
    View details
  • SBIAmerican Express

    Prime (Amex)

    ₹2,999
    Annual fee
    ₹2,999
    Joining
    Rewards
    1% to 2.5%
    Forex
    3.5%
    • Domestic lounge
    • International lounge
    • Dining
    • Memberships
    View details
  • AxisMastercard

    Horizon

    ₹3,000
    Annual fee
    ₹3,000
    Joining
    Rewards
    1% to 2%
    Forex
    3.5%
    • International lounge
    • Domestic lounge
    • Dining
    • Insurance
    View details
  • SBIAmerican Express

    Elite (Amex)

    ₹4,999
    Annual fee
    ₹4,999
    Joining
    Rewards
    2% to 5%
    Forex
    1.99%
    • Domestic lounge
    • Dining
    • Movies
    • Memberships
    View details
  • HSBCMastercard

    TravelOne

    ₹4,999
    Annual fee
    ₹4,999
    Joining
    Rewards
    3% to 5%
    Forex
    3.5%
    • International lounge
    • Domestic lounge
    • Shopping
    • Travel
    • +3
    View details
  • IndusIndAmerican Express

    Celesta

    ₹5,000
    Annual fee
    ₹25,000
    Joining
    Rewards
    2% to 4%
    Forex
    3.5%
    • International lounge
    • Domestic lounge
    • Movies
    • Dining
    • +3
    View details
  • RBLMastercard

    Icon

    ₹5,000
    Annual fee
    Free
    Joining
    Rewards
    1% to 3%
    Forex
    3.5%
    • Domestic lounge
    • Movies
    • Dining
    • Travel
    • +1
    View details
  • IndusIndMastercard

    Crest

    ₹10,000
    Annual fee
    ₹75,000
    Joining
    Rewards
    3% to 5%
    Forex
    3.5%
    • International lounge
    • Domestic lounge
    • Movies
    • Memberships
    • +3
    View details
  • AmexAmerican Express

    Platinum Reserve

    ₹10,000
    Annual fee
    ₹10,000
    Joining
    Rewards
    2% to 5%
    Forex
    3.5%
    • Domestic lounge
    • International lounge
    • Memberships
    • Concierge
    • +3
    View details
  • AxisMastercard

    Magnus

    ₹12,500
    Annual fee
    ₹12,500
    Joining
    Rewards
    3% to 6%
    Forex
    2%
    • International lounge
    • Domestic lounge
    • Guest lounge
    • Dining
    View details
  • HSBCMastercard

    Premier Metal

    ₹20,000
    Annual fee
    ₹12,000
    Joining
    Rewards
    2% to 5%
    Forex
    0.99%
    • Domestic lounge
    • Guest lounge
    • International lounge
    • Concierge
    • +5
    View details
  • IndusIndMastercard

    Pioneer Heritage

    ₹25,000
    Annual fee
    ₹1,00,000
    Joining
    Rewards
    2% to 5%
    Forex
    0%
    • Domestic lounge
    • International lounge
    • Movies
    • Dining
    • +2
    View details
  • Standard CharteredMastercard

    Beyond

    ₹25,000
    Annual fee
    ₹15,000
    Joining
    Rewards
    NA
    Forex
    2%
    • Domestic lounge
    • International lounge
    • Guest lounge
    • Dining
    View details
  • AxisMastercard

    Burgundy Magnus

    ₹30,000
    Annual fee
    ₹30,000
    Joining
    Rewards
    6% to 17.5%
    Forex
    2%
    • Domestic lounge
    • Guest lounge
    • International lounge
    • Dining
    • +5
    View details