Air accident, travel and purchase protection built in. We track 219 of them from 24 banks, 60 of which are lifetime free, and 160 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.

What matters most to you?

  • ICICIVisa

    Parakram

    Free
    Annual fee
    Free
    Joining
    Rewards
    0.25% to 0.5%
    Forex
    3.5%
    • Railway lounge
    • Insurance
    View details
  • AxisVisa

    Vistara

    Free
    Annual fee
    Free
    Joining
    Rewards
    1% to 2%
    Forex
    3.5%
    • Domestic lounge
    • Dining
    • Insurance
    • Vouchers
    View details
  • IDFCVisa

    Classic

    Free
    Annual fee
    Free
    Joining
    Rewards
    0.5% to 1.5%
    Forex
    3.5%
    • Railway lounge
    • Dining
    • Movies
    • Shopping
    • +2
    View details
  • IDFCVisa

    Select

    Free
    Annual fee
    Free
    Joining
    Rewards
    1% to 3%
    Forex
    1.99%
    • Domestic lounge
    • Railway lounge
    • Concierge
    • Movies
    • +2
    View details
  • IDFCVisa

    Wealth

    Free
    Annual fee
    Free
    Joining
    Rewards
    2% to 5%
    Forex
    1.5%
    • International lounge
    • Domestic lounge
    • Railway lounge
    • Concierge
    • +4
    View details
  • IDFCVisa

    Wow

    Free
    Annual fee
    Free
    Joining
    Rewards
    0.5% to 1.5%
    Forex
    0%
    • Movies
    • Dining
    • Insurance
    • Travel
    View details
  • AUVisa

    Xcite Ultra

    Free
    Annual fee
    Free
    Joining
    Rewards
    1% to 2%
    Forex
    3.49%
    • Domestic lounge
    • Railway lounge
    • Concierge
    • Dining
    • +1
    View details
  • AUVisa

    Xcite Ace

    Free
    Annual fee
    Free
    Joining
    Rewards
    0.5% to 1.5%
    Forex
    3.49%
    • Domestic lounge
    • Railway lounge
    • Concierge
    • Dining
    • +1
    View details
  • IndusIndVisa

    Legend

    Free
    Annual fee
    Free
    Joining
    Rewards
    1% to 3%
    Forex
    1.8%
    • Travel
    • Movies
    • Concierge
    • Insurance
    • +1
    View details
  • IndusIndAmerican Express

    EPay

    Free
    Annual fee
    Free
    Joining
    Rewards
    0.5% to 1%
    Forex
    3.5%
    • Insurance
    • Memberships
    View details
  • BOBVisa

    Sentinel

    Free
    Annual fee
    Free
    Joining
    Rewards
    2% to 4%
    Forex
    3%
    • Domestic lounge
    • Dining
    • Insurance
    View details
  • BOBVisa

    CMA One

    Free
    Annual fee
    ₹1
    Joining
    Rewards
    1% to 3%
    Forex
    3.5%
    • Dining
    • Memberships
    • Insurance
    View details
  • BOBVisa

    Conqr

    Free
    Annual fee
    Free
    Joining
    Rewards
    0.5% to 1%
    Forex
    3.5%
    • Dining
    • Insurance
    View details
  • Standard CharteredVisa

    Priority

    Free
    Annual fee
    Free
    Joining
    Rewards
    2% to 4%
    Forex
    3.5%
    • International lounge
    • Domestic lounge
    • Golf
    • Insurance
    • +1
    View details
  • FederalVisa

    Signet

    Free
    Annual fee
    Free
    Joining
    Rewards
    1% to 2%
    Forex
    3.5%
    • Domestic lounge
    • Dining
    • Insurance
    View details