Bundled subscriptions and club memberships. We track 121 of them from 19 banks, 16 of which are lifetime free, and 99 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.

What matters most to you?

  • HSBCVisa

    Platinum

    Free
    Annual fee
    Free
    Joining
    Rewards
    0.5% to 1%
    Forex
    3.5%
    • Movies
    • Shopping
    • Dining
    • Travel
    • +1
    View details
  • IndusIndVisa

    Legend

    Free
    Annual fee
    Free
    Joining
    Rewards
    1% to 3%
    Forex
    1.8%
    • Travel
    • Movies
    • Concierge
    • Insurance
    • +1
    View details
  • IDFCVisa

    Swyp

    ₹499
    Annual fee
    ₹499
    Joining
    Rewards
    1% to 2%
    Forex
    3.5%
    • Railway lounge
    • Movies
    • Memberships
    • Travel
    View details
  • AxisVisa

    My Zone

    ₹500
    Annual fee
    ₹500
    Joining
    Rewards
    1% to 5%
    Forex
    3.5%
    • Domestic lounge
    • Shopping
    • Movies
    • Dining
    • +1
    View details
  • BOBVisa

    Tiara

    ₹2,499
    Annual fee
    ₹2,499
    Joining
    Rewards
    2% to 4%
    Forex
    2%
    • Domestic lounge
    • Memberships
    • Dining
    • Movies
    View details
  • AxisVisa

    Select

    ₹3,000
    Annual fee
    ₹3,000
    Joining
    Rewards
    1% to 3%
    Forex
    3.5%
    • International lounge
    • Domestic lounge
    • Shopping
    • Concierge
    • +5
    View details
  • SBIVisa

    Elite

    ₹4,999
    Annual fee
    ₹4,999
    Joining
    Rewards
    2% to 5%
    Forex
    1.99%
    • Domestic lounge
    • International lounge
    • Movies
    • Concierge
    • +1
    View details
  • SBIAmerican Express

    Elite (Amex)

    ₹4,999
    Annual fee
    ₹4,999
    Joining
    Rewards
    2% to 5%
    Forex
    1.99%
    • Domestic lounge
    • Dining
    • Movies
    • Memberships
    View details
  • RBLVisa

    World Plus

    ₹4,999
    Annual fee
    ₹4,999
    Joining
    Rewards
    NA
    Forex
    3.5%
    • Domestic lounge
    • Movies
    • Concierge
    • Memberships
    View details
  • SBIVisa

    CBI Elite

    ₹4,999
    Annual fee
    ₹4,999
    Joining
    Rewards
    NA
    Forex
    1.99%
    • International lounge
    • Domestic lounge
    • Movies
    • Concierge
    • +1
    View details
  • SBIVisa

    KVB Elite

    ₹4,999
    Annual fee
    ₹4,999
    Joining
    Rewards
    NA
    Forex
    1.99%
    • Domestic lounge
    • International lounge
    • Movies
    • Concierge
    • +1
    View details
  • SBIVisa

    KVB Signature

    ₹4,999
    Annual fee
    ₹4,999
    Joining
    Rewards
    NA
    Forex
    1.99%
    • Domestic lounge
    • International lounge
    • Movies
    • Concierge
    • +1
    View details
  • SBIVisa

    UCO Elite

    ₹4,999
    Annual fee
    ₹4,999
    Joining
    Rewards
    NA
    Forex
    1.99%
    • Domestic lounge
    • International lounge
    • Movies
    • Concierge
    • +1
    View details
  • IndusIndAmerican Express

    Celesta

    ₹5,000
    Annual fee
    ₹25,000
    Joining
    Rewards
    2% to 4%
    Forex
    3.5%
    • International lounge
    • Domestic lounge
    • Movies
    • Dining
    • +3
    View details
  • Bank Of IndiaVisa

    Celestia

    ₹5,000
    Annual fee
    ₹5,000
    Joining
    Rewards
    NA
    Forex
    3.5%
    • International lounge
    • Domestic lounge
    • Movies
    • Golf
    • +4
    View details
  • SBIVisa

    Aurum

    ₹9,999
    Annual fee
    ₹9,999
    Joining
    Rewards
    3% to 10%
    Forex
    1.99%
    • Domestic lounge
    • Lounge
    • International lounge
    • Memberships
    • +4
    View details