Bundled subscriptions and club memberships. We track 121 of them from 19 banks, 16 of which are lifetime free, and 99 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.
What matters most to you? 20 of 121 cards match what you picked What you can redeem for Annual fee Card network Perks included Who it suits Airport lounge access Bank
Free Annual fee
Free Joining
Rewards 0.5% to 1%
Forex 3.5% Movies Shopping Dining Travel +1 View details
Free Annual fee
Free Joining
Rewards 1% to 3%
Forex 1.8% Travel Movies Concierge Insurance +1 View details
Free Annual fee
Free Joining
Rewards 1% to 2%
Forex 3.5% Domestic lounge Railway lounge Dining Insurance +3 View details
Free Annual fee
Free Joining
Rewards 1% to 2%
Forex 3.5% Domestic lounge Railway lounge Insurance Memberships +2 View details
Free Annual fee
Free Joining
Rewards 1% to 3%
Forex 3.5% Domestic lounge International lounge Memberships Movies +4 View details
₹499 Annual fee
₹499 Joining
Rewards 1% to 2%
Forex 3.5% Railway lounge Movies Memberships Travel View details
₹2,400 Annual fee
₹2,400 Joining
Rewards NA
Forex 3% International lounge Domestic lounge Shopping Movies +4 View details
₹4,999 Annual fee
₹4,999 Joining
Rewards 0.5% to 3%
Forex 1.49% Dining Memberships Golf Insurance +1 View details
₹4,999 Annual fee
₹4,999 Joining
Rewards 0.5% to 3%
Forex 1.49% Dining Memberships Insurance Travel View details
₹5,000 Annual fee
₹5,000 Joining
Rewards NA
Forex 3.5% International lounge Domestic lounge Movies Golf +4 View details
₹7,500 Annual fee
₹9,000 Joining
Rewards NA
Forex 2.5% Domestic lounge International lounge Concierge Golf +4 View details
₹10,000 Annual fee
₹10,000 Joining
Rewards 3% to 33%
Forex 2% Domestic lounge International lounge Dining Travel +4 View details
₹12,499 Annual fee
₹12,499 Joining
Rewards NA
Forex 3% Domestic lounge International lounge Dining Travel +4 View details
₹12,500 Annual fee
₹12,500 Joining
Rewards 3% to 33%
Forex 2% Domestic lounge International lounge Dining Travel +4 View details
₹20,000 Annual fee
₹20,000 Joining
Rewards 1% to 2%
Forex 1.8% International lounge Domestic lounge Dining Movies +5 View details
₹25,000 Annual fee
₹50,000 Joining
Rewards 2% to 5%
Forex 0% Domestic lounge International lounge Guest lounge Railway lounge +7 View details
₹30,000 Annual fee
₹30,000 Joining
Rewards 6% to 17.5%
Forex 2% Domestic lounge Guest lounge International lounge Dining +5 View details
₹40,000 Annual fee
Free Joining
Rewards 1% to 10%
Forex 3.5% International lounge Domestic lounge Dining Travel +4 View details
₹1,00,000 Annual fee
₹1,00,000 Joining
Rewards 2% to 10%
Forex 0% International lounge Domestic lounge Memberships Dining +5 View details
₹2,75,000 Annual fee
₹7,00,000 Joining
Rewards 3% to 30%
Forex 3.5% International lounge Domestic lounge Insurance Dining +3 View details Browse credit cards by bank Browse by how you redeem rewards 
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