Redeem points against a product catalogue. We track 366 of them from 27 banks, 66 of which are lifetime free, and 204 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.

What matters most to you?

  • Yes BankVisa

    Marquee

    ₹4,999
    Annual fee
    ₹9,999
    Joining
    Rewards
    2% to 5%
    Forex
    1%
    • Domestic lounge
    • International lounge
    • Lounge
    • Lounge
    • +2
    View details
  • SBIMastercard

    Miles Elite

    ₹4,999
    Annual fee
    ₹4,999
    Joining
    Rewards
    3% to 6%
    Forex
    1.99%
    • Domestic lounge
    • International lounge
    • Insurance
    • Memberships
    View details
  • SBIVisa

    CBI Elite

    ₹4,999
    Annual fee
    ₹4,999
    Joining
    Rewards
    NA
    Forex
    1.99%
    • Domestic lounge
    • International lounge
    • Movies
    • Concierge
    • +1
    View details
  • SBIVisa

    KVB Elite

    ₹4,999
    Annual fee
    ₹4,999
    Joining
    Rewards
    NA
    Forex
    1.99%
    • Domestic lounge
    • International lounge
    • Movies
    • Concierge
    • +1
    View details
  • SBIVisa

    KVB Signature

    ₹4,999
    Annual fee
    ₹4,999
    Joining
    Rewards
    NA
    Forex
    1.99%
    • Domestic lounge
    • International lounge
    • Movies
    • Concierge
    • +1
    View details
  • SBIVisa

    UCO Elite

    ₹4,999
    Annual fee
    ₹4,999
    Joining
    Rewards
    NA
    Forex
    1.99%
    • Domestic lounge
    • International lounge
    • Movies
    • Concierge
    • +1
    View details
  • SBIRuPay

    Elite (Rupay)

    ₹4,999
    Annual fee
    ₹4,999
    Joining
    Rewards
    NA
    Forex
    1.99%
    • Domestic lounge
    • International lounge
    • Movies
    • Concierge
    • +1
    View details
  • IDFCVisa

    Mayura

    ₹5,999
    Annual fee
    ₹5,999
    Joining
    Rewards
    1% to 2%
    Forex
    0%
    • Domestic lounge
    • Guest lounge
    • International lounge
    • Railway lounge
    • +6
    View details
  • SBIVisa

    Aurum

    ₹9,999
    Annual fee
    ₹9,999
    Joining
    Rewards
    3% to 10%
    Forex
    1.99%
    • Domestic lounge
    • International lounge
    • Lounge
    • Memberships
    • +4
    View details
  • Bandhan BankVisa

    Lumina

    ₹9,999
    Annual fee
    ₹9,999
    Joining
    Rewards
    NA
    Forex
    1%
    • Domestic lounge
    • International lounge
    • Travel
    • Movies
    • +2
    View details
  • Yes BankMastercard

    Private

    ₹10,000
    Annual fee
    ₹50,000
    Joining
    Rewards
    3% to 6%
    Forex
    0.5%
    • Domestic lounge
    • International lounge
    • Lounge
    • Lounge
    • +5
    View details
  • Yes BankVisa

    Private Prime

    ₹10,000
    Annual fee
    ₹20,000
    Joining
    Rewards
    2% to 5%
    Forex
    0.5%
    • Domestic lounge
    • International lounge
    • Lounge
    • Lounge
    • +5
    View details
  • HSBCMastercard

    Premier Metal

    ₹20,000
    Annual fee
    ₹12,000
    Joining
    Rewards
    2% to 5%
    Forex
    0.99%
    • Domestic lounge
    • Guest lounge
    • International lounge
    • Lounge
    • +7
    View details
  • AxisVisa

    Olympus

    ₹20,000
    Annual fee
    ₹20,000
    Joining
    Rewards
    1% to 2%
    Forex
    1.8%
    • International lounge
    • Domestic lounge
    • Dining
    • Movies
    • +5
    View details
  • ICICIVisa

    Times Black

    ₹20,000
    Annual fee
    ₹20,000
    Joining
    Rewards
    2% to 2.5%
    Forex
    1.49%
    • Domestic lounge
    • International lounge
    • Lounge
    • Lounge
    • +4
    View details
  • IDFCVisa

    Private

    ₹25,000
    Annual fee
    ₹50,000
    Joining
    Rewards
    2% to 5%
    Forex
    0%
    • Domestic lounge
    • International lounge
    • Guest lounge
    • Railway lounge
    • +7
    View details
  • KotakVisa

    Solitaire

    ₹25,000
    Annual fee
    ₹25,000
    Joining
    Rewards
    1.5% to 15%
    Forex
    0%
    • International lounge
    • Guest lounge
    • Domestic lounge
    • Movies
    View details
  • DBSVisa

    Vantage

    ₹50,000
    Annual fee
    ₹50,000
    Joining
    Rewards
    2% to 4%
    Forex
    1.75%
    • Domestic lounge
    • International lounge
    • Shopping
    • Dining
    • +2
    View details
  • RBLVisa

    Lumiere

    ₹50,000
    Annual fee
    ₹50,000
    Joining
    Rewards
    NA
    Forex
    0%
    • Domestic lounge
    • Lounge
    • Lounge
    • Travel
    • +1
    View details
  • AxisVisa

    Primus

    ₹3,00,000
    Annual fee
    ₹5,00,000
    Joining
    Rewards
    1% to 2%
    Forex
    0%
    • Domestic lounge
    • Guest lounge
    • International lounge
    • Concierge
    • +3
    View details