IDFC has 26 credit cards in our comparison, and 9 of them are lifetime free. 17 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.
What matters most to you? 19 of 26 cards match what you picked What you can redeem for Annual fee Card network Perks included Who it suits Airport lounge access Cards from another bank
Free Annual fee
Free Joining
Rewards 1% to 3%
Forex 3.5% Railway lounge Movies Insurance Travel View details
Free Annual fee
Free Joining
Rewards 0.5% to 1.5%
Forex 3.5% Railway lounge Dining Movies Shopping +2 View details
Free Annual fee
Free Joining
Rewards 1% to 3%
Forex 1.99% Domestic lounge Railway lounge Concierge Movies +2 View details
Free Annual fee
Free Joining
Rewards 2% to 5%
Forex 1.5% International lounge Domestic lounge Railway lounge Concierge +4 View details
Free Annual fee
Free Joining
Rewards 0.5% to 1.5%
Forex 0% Movies Dining Insurance Travel View details
Free Annual fee
Free Joining
Rewards 1% to 2%
Forex 3.5% Domestic lounge Railway lounge Dining Insurance +3 View details
Free Annual fee
Free Joining
Rewards 1% to 2%
Forex 3.5% Domestic lounge Railway lounge Insurance Memberships +2 View details
₹199 Annual fee
₹199 Joining
Rewards 1% to 2%
Forex 3.5% Shopping Insurance Travel Dining View details
₹499 Annual fee
₹499 Joining
Rewards 1% to 2%
Forex 3.5% Railway lounge Movies Memberships Travel View details
₹499 Annual fee
₹499 Joining
Rewards 1% to 2%
Forex 3.5% Domestic lounge Movies Insurance Travel View details
₹2,999 Annual fee
₹2,999 Joining
Rewards 1% to 2%
Forex 1% Domestic lounge International lounge Lounge Railway lounge +4 View details
₹3,000 Annual fee
₹3,000 Joining
Rewards NA
Forex 0% Domestic lounge Railway lounge International lounge Dining +4 View details
₹4,999 Annual fee
₹4,999 Joining
Rewards 0.5% to 3%
Forex 1.49% Dining Memberships Golf Insurance +1 View details
₹4,999 Annual fee
₹4,999 Joining
Rewards 0.5% to 3%
Forex 1.49% Dining Memberships Insurance Travel View details
₹5,999 Annual fee
₹5,999 Joining
Rewards 1% to 2%
Forex 0% Domestic lounge International lounge Guest lounge Railway lounge +6 View details
₹12,500 Annual fee
₹12,500 Joining
Rewards NA
Forex 0% Domestic lounge Guest lounge International lounge Railway lounge +4 View details
₹25,000 Annual fee
₹50,000 Joining
Rewards 2% to 5%
Forex 0% Domestic lounge International lounge Guest lounge Railway lounge +7 View details Browse credit cards by bank Browse by how you redeem rewards 
