Low annual fee cards that still earn real rewards. We track 266 of them from 32 banks, and 81 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.
What matters most to you? 18 of 266 cards match what you picked What you can redeem for Annual fee Card network Perks included Who it suits Airport lounge access Bank
₹100 Annual fee
Free Joining
Rewards 1% to 2%
Forex 3.5% Movies Shopping Travel Dining View details
₹199 Annual fee
₹199 Joining
Rewards 1% to 2%
Forex 3.5% Shopping Insurance Travel Dining View details
₹499 Annual fee
₹499 Joining
Rewards 1% to 2%
Forex 3.5% Railway lounge Movies Memberships Travel View details
₹499 Annual fee
₹499 Joining
Rewards 1% to 2%
Forex 3.5% Domestic lounge Movies Insurance Travel View details
₹499 Annual fee
₹499 Joining
Rewards 1.25% to 2.5%
Forex 3.5% View details
₹499 Annual fee
₹499 Joining
Rewards 1% to 10%
Forex 0% Domestic lounge International lounge Movies Shopping +2 View details
₹500 Annual fee
₹500 Joining
Rewards 1% to 3%
Forex 3.5% View details
₹500 Annual fee
₹500 Joining
Rewards 0.5% to 1.5%
Forex 3.5% View details
₹500 Annual fee
₹500 Joining
Rewards 0.5% to 1%
Forex 3.5% View details
₹500 Annual fee
₹500 Joining
Rewards 1% to 2%
Forex 3.5% View details
₹510 Annual fee
Free Joining
Rewards NA
Forex 3.5% Domestic lounge International lounge Movies Concierge +4 View details
₹750 Annual fee
₹750 Joining
Rewards 0.75% to 1.5%
Forex 3.5% Domestic lounge Vouchers Travel Movies View details
₹750 Annual fee
₹750 Joining
Rewards NA
Forex 0% Domestic lounge Dining Travel View details
₹999 Annual fee
₹999 Joining
Rewards 1% to 2%
Forex 1.99% Domestic lounge International lounge Movies Shopping +3 View details
₹999 Annual fee
₹499 Joining
Rewards NA
Forex 1.99% Domestic lounge International lounge Dining Travel View details Browse credit cards by bank Browse by how you redeem rewards