Low annual fee cards that still earn real rewards. We track 266 of them from 32 banks, and 81 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.
What matters most to you? What you can redeem for Annual fee Card network Perks included Who it suits Airport lounge access Bank
₹500 Annual fee
₹500 Joining
Rewards 0.5% to 1%
Forex 3.5% View details
₹500 Annual fee
₹500 Joining
Rewards 1% to 2%
Forex 3.5% View details
₹500 Annual fee
₹500 Joining
Rewards 1% to 3%
Forex 3.5% View details
₹500 Annual fee
₹500 Joining
Rewards 1% to 2%
Forex 3.5% View details
₹500 Annual fee
Free Joining
Rewards 3% to 5%
Forex 3.5% View details
₹500 Annual fee
₹500 Joining
Rewards 1% to 2%
Forex 3.5% Dining Vouchers Memberships View details
₹500 Annual fee
Free Joining
Rewards 3% to 5%
Forex 3.5% View details
₹500 Annual fee
₹500 Joining
Rewards 1% to 2%
Forex 3.5% View details
₹500 Annual fee
Free Joining
Rewards 1% to 2%
Forex 3.5% View details
₹500 Annual fee
₹500 Joining
Rewards 1% to 2%
Forex 3.5% View details
₹500 Annual fee
₹500 Joining
Rewards 0.5% to 1.5%
Forex 3.5% View details
₹500 Annual fee
₹500 Joining
Rewards 0.5% to 1.5%
Forex 3.5% View details
₹500 Annual fee
₹500 Joining
Rewards 1% to 3%
Forex 3.5% View details
₹500 Annual fee
₹500 Joining
Rewards 1% to 2%
Forex 3.5% View details
₹500 Annual fee
₹500 Joining
Rewards 1% to 2%
Forex 3.5% View details
₹500 Annual fee
₹500 Joining
Rewards 1% to 2%
Forex 3.5% View details
₹500 Annual fee
₹500 Joining
Rewards 1% to 2%
Forex 3.5% View details
₹500 Annual fee
₹500 Joining
Rewards 0.25% to 0.5%
Forex 3.5% Railway lounge Domestic lounge Movies Concierge +1 View details
₹500 Annual fee
₹500 Joining
Rewards 0.25% to 0.5%
Forex 3.5% Domestic lounge Railway lounge Movies View details
₹500 Annual fee
₹500 Joining
Rewards 0.25% to 0.5%
Forex 3.5% Domestic lounge Railway lounge Movies View details
₹500 Annual fee
₹500 Joining
Rewards 1% to 5%
Forex 3.5% View details
₹500 Annual fee
₹500 Joining
Rewards 1% to 2%
Forex 3.5% View details
₹500 Annual fee
Free Joining
Rewards NA
Forex 3.5% International lounge Domestic lounge Concierge Shopping +2 View details Load more cards
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