Low annual fee cards that still earn real rewards. We track 266 of them from 32 banks, and 81 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.
What matters most to you? What you can redeem for Annual fee Card network Perks included Who it suits Airport lounge access Bank
₹588 Annual fee
₹588 Joining
Rewards 1% to 2%
Forex 3.5% View details
₹599 Annual fee
₹599 Joining
Rewards 2% to 3%
Forex 2.75% View details
₹599 Annual fee
₹599 Joining
Rewards 1% to 2%
Forex 3.5% View details
₹749 Annual fee
₹749 Joining
Rewards 1% to 2%
Forex 3.5% View details
₹750 Annual fee
₹750 Joining
Rewards 0.75% to 1.5%
Forex 3.5% Domestic lounge Vouchers Travel Movies View details
₹750 Annual fee
₹750 Joining
Rewards 2% to 4%
Forex 3.5% Domestic lounge Dining Vouchers View details
₹750 Annual fee
₹750 Joining
Rewards 1% to 2%
Forex 3.5% View details
₹750 Annual fee
₹750 Joining
Rewards 2% to 3%
Forex 3.5% View details
₹750 Annual fee
Free Joining
Rewards 1.5% to 3%
Forex 3.5% View details
₹750 Annual fee
₹750 Joining
Rewards NA
Forex 0% Domestic lounge Dining Travel View details
₹799 Annual fee
₹1,500 Joining
Rewards 1% to 2%
Forex 3.5% View details
₹800 Annual fee
Free Joining
Rewards NA
Forex 3.5% Domestic lounge Memberships Dining Movies +2 View details
₹899 Annual fee
Free Joining
Rewards 1% to 3%
Forex 3.5% Domestic lounge International lounge Insurance View details
₹999 Annual fee
₹3,999 Joining
Rewards 0.5% to 1%
Forex 3.5% Domestic lounge Movies Shopping View details
₹999 Annual fee
₹999 Joining
Rewards 1% to 5%
Forex 3.5% View details
₹999 Annual fee
₹999 Joining
Rewards 1% to 3%
Forex 1.99% International lounge Domestic lounge Dining View details
₹999 Annual fee
Free Joining
Rewards 0.5% to 1%
Forex 3.5% View details
₹999 Annual fee
₹1,499 Joining
Rewards 2% to 4%
Forex 3.5% View details Load more cards
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