A number to call for bookings, reservations and errands. We track 97 of them from 19 banks, 17 of which are lifetime free, and 86 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.

What matters most to you?

  • IndusIndMastercard

    Pinnacle

    Free
    Annual fee
    ₹15,000
    Joining
    Rewards
    3% to 6%
    Forex
    3.5%
    • Domestic lounge
    • International lounge
    • Movies
    • Concierge
    • +3
    View details
  • IndusIndMastercard

    Pioneer Legacy

    Free
    Annual fee
    ₹50,000
    Joining
    Rewards
    2% to 4%
    Forex
    1.8%
    • Domestic lounge
    • International lounge
    • Movies
    • Concierge
    • +3
    View details
  • Union BankRuPay

    Divaa

    ₹499
    Annual fee
    Free
    Joining
    Rewards
    NA
    Forex
    3%
    • Domestic lounge
    • International lounge
    • Shopping
    • Movies
    • +2
    View details
  • PNBRuPay

    Bliss

    ₹510
    Annual fee
    Free
    Joining
    Rewards
    NA
    Forex
    3.5%
    • Domestic lounge
    • International lounge
    • Movies
    • Concierge
    • +4
    View details
  • ICICIAmerican Express

    Rubyx (Amex)

    ₹2,000
    Annual fee
    ₹3,000
    Joining
    Rewards
    0.5% to 1%
    Forex
    3.5%
    • Domestic lounge
    • Railway lounge
    • Movies
    • Concierge
    • +3
    View details
  • ICICIRuPay

    Rubyx (Rupay)

    ₹2,000
    Annual fee
    ₹3,000
    Joining
    Rewards
    0.5% to 1%
    Forex
    3.5%
    • Railway lounge
    • Domestic lounge
    • Movies
    • Concierge
    • +3
    View details
  • ICICIAmerican Express

    Sapphiro (Amex)

    ₹3,500
    Annual fee
    ₹6,500
    Joining
    Rewards
    0.5% to 1%
    Forex
    3.5%
    • Domestic lounge
    • International lounge
    • Movies
    • Concierge
    • +3
    View details
  • PNBRuPay

    Luxura

    ₹7,500
    Annual fee
    ₹9,000
    Joining
    Rewards
    NA
    Forex
    2.5%
    • Domestic lounge
    • International lounge
    • Concierge
    • Golf
    • +4
    View details
  • AmexAmerican Express

    Platinum Reserve

    ₹10,000
    Annual fee
    ₹10,000
    Joining
    Rewards
    2% to 5%
    Forex
    3.5%
    • Domestic lounge
    • International lounge
    • Memberships
    • Concierge
    • +3
    View details
  • ICICIMastercard

    Emeralde

    ₹12,000
    Annual fee
    ₹12,000
    Joining
    Rewards
    0.25% to 1%
    Forex
    2%
    • International lounge
    • Domestic lounge
    • Lounge
    • Movies
    • +5
    View details
  • Union BankRuPay

    Nexteria (Ekka)

    ₹12,499
    Annual fee
    ₹12,499
    Joining
    Rewards
    NA
    Forex
    3%
    • Domestic lounge
    • International lounge
    • Dining
    • Travel
    • +4
    View details
  • HSBCMastercard

    Premier Metal

    ₹20,000
    Annual fee
    ₹12,000
    Joining
    Rewards
    2% to 5%
    Forex
    0.99%
    • Domestic lounge
    • Guest lounge
    • International lounge
    • Concierge
    • +5
    View details
  • AxisMastercard

    Burgundy Magnus

    ₹30,000
    Annual fee
    ₹30,000
    Joining
    Rewards
    6% to 17.5%
    Forex
    2%
    • Domestic lounge
    • Guest lounge
    • International lounge
    • Dining
    • +5
    View details
  • AmexAmerican Express

    Platinum Charge

    ₹66,000
    Annual fee
    ₹66,000
    Joining
    Rewards
    2.5% to 25%
    Forex
    3.5%
    • International lounge
    • Domestic lounge
    • Lounge
    • Concierge
    • +5
    View details