Restaurant discounts, and rewards on Swiggy and Zomato. We track 223 of them from 19 banks, 46 of which are lifetime free, and 140 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.

What matters most to you?

  • AxisVisa

    Vistara

    Free
    Annual fee
    Free
    Joining
    Rewards
    1% to 2%
    Forex
    3.5%
    • Domestic lounge
    • Dining
    • Insurance
    • Vouchers
    View details
  • IDFCVisa

    Classic

    Free
    Annual fee
    Free
    Joining
    Rewards
    0.5% to 1.5%
    Forex
    3.5%
    • Railway lounge
    • Dining
    • Movies
    • Shopping
    • +2
    View details
  • IDFCVisa

    Club Vistara

    Free
    Annual fee
    Free
    Joining
    Rewards
    2% to 4%
    Forex
    2.99%
    • Domestic lounge
    • International lounge
    • Lounge
    • Dining
    • +3
    View details
  • AUVisa

    Ixigo

    Free
    Annual fee
    Free
    Joining
    Rewards
    1% to 3%
    Forex
    0%
    • Railway lounge
    • International lounge
    • Domestic lounge
    • Travel
    • +1
    View details
  • FederalVisa

    Imperio

    Free
    Annual fee
    Free
    Joining
    Rewards
    1% to 3%
    Forex
    3.5%
    • Domestic lounge
    • Dining
    • Movies
    View details
  • FederalVisa

    Celesta

    Free
    Annual fee
    ₹3,000
    Joining
    Rewards
    3% to 5%
    Forex
    2%
    • International lounge
    • Domestic lounge
    • Dining
    • Movies
    View details
  • IndusIndMastercard

    Pioneer Legacy

    Free
    Annual fee
    ₹50,000
    Joining
    Rewards
    2% to 4%
    Forex
    1.8%
    • Domestic lounge
    • International lounge
    • Movies
    • Concierge
    • +3
    View details
  • IDFCVisa

    LIC Classic

    Free
    Annual fee
    Free
    Joining
    Rewards
    1% to 2%
    Forex
    3.5%
    • Domestic lounge
    • Railway lounge
    • Dining
    • Insurance
    • +3
    View details
  • HSBCMastercard

    Privé

    Free
    Annual fee
    Free
    Joining
    Rewards
    5% to 60%
    Forex
    0%
    • Domestic lounge
    • International lounge
    • Dining
    • Movies
    • +1
    View details
  • DBSVisa

    Spark 5

    ₹499
    Annual fee
    ₹499
    Joining
    Rewards
    2% to 4%
    Forex
    1.75%
    • Domestic lounge
    • Movies
    • Dining
    View details
  • AxisVisa

    My Zone

    ₹500
    Annual fee
    ₹500
    Joining
    Rewards
    1% to 5%
    Forex
    3.5%
    • Domestic lounge
    • Shopping
    • Movies
    • Dining
    • +1
    View details
  • AxisVisa

    My Wings

    ₹500
    Annual fee
    ₹1,200
    Joining
    Rewards
    1% to 3%
    Forex
    3.5%
    • Domestic lounge
    • Vouchers
    • Dining
    View details
  • PNBRuPay

    Bliss

    ₹510
    Annual fee
    Free
    Joining
    Rewards
    NA
    Forex
    3.5%
    • Domestic lounge
    • International lounge
    • Movies
    • Concierge
    • +4
    View details
  • Bank Of IndiaRuPay

    Rupay Select

    ₹800
    Annual fee
    Free
    Joining
    Rewards
    NA
    Forex
    3.5%
    • Domestic lounge
    • Memberships
    • Dining
    • Movies
    • +2
    View details