Restaurant discounts, and rewards on Swiggy and Zomato. We track 223 of them from 19 banks, 46 of which are lifetime free, and 140 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.

What matters most to you?

  • AUVisa

    Ananta

    ₹2,000
    Annual fee
    ₹2,000
    Joining
    Rewards
    NA
    Forex
    3.49%
    • Domestic lounge
    • Dining
    • Movies
    View details
  • BOBVisa

    Eterna

    ₹2,499
    Annual fee
    ₹2,499
    Joining
    Rewards
    3% to 6%
    Forex
    2%
    • Domestic lounge
    • Dining
    • Movies
    • Insurance
    View details
  • BOBVisa

    Tiara

    ₹2,499
    Annual fee
    ₹2,499
    Joining
    Rewards
    2% to 4%
    Forex
    2%
    • Domestic lounge
    • Memberships
    • Dining
    • Movies
    View details
  • HDFCVisa

    Regalia Gold

    ₹2,500
    Annual fee
    ₹2,500
    Joining
    Rewards
    1% to 2.5%
    Forex
    2%
    • Domestic lounge
    • International lounge
    • Insurance
    • Dining
    • +1
    View details
  • HDFCMastercard

    Regalia

    ₹2,500
    Annual fee
    ₹2,500
    Joining
    Rewards
    1% to 3%
    Forex
    3.5%
    • International lounge
    • Domestic lounge
    • Dining
    View details
  • HDFCVisa

    Biz Power

    ₹2,500
    Annual fee
    ₹2,500
    Joining
    Rewards
    1% to 2%
    Forex
    2%
    • Domestic lounge
    • International lounge
    • Dining
    • Insurance
    • +1
    View details
  • AUVisa

    Vetta

    ₹2,999
    Annual fee
    ₹2,999
    Joining
    Rewards
    2% to 4%
    Forex
    2.99%
    • Domestic lounge
    • International lounge
    • Concierge
    • Dining
    • +2
    View details
  • IDFCVisa

    Ashva

    ₹2,999
    Annual fee
    ₹2,999
    Joining
    Rewards
    1% to 2%
    Forex
    1%
    • Domestic lounge
    • International lounge
    • Lounge
    • Railway lounge
    • +4
    View details
  • AxisVisa

    Select

    ₹3,000
    Annual fee
    ₹3,000
    Joining
    Rewards
    1% to 3%
    Forex
    3.5%
    • International lounge
    • Domestic lounge
    • Shopping
    • Concierge
    • +5
    View details
  • AxisMastercard

    Horizon

    ₹3,000
    Annual fee
    ₹3,000
    Joining
    Rewards
    1% to 2%
    Forex
    3.5%
    • International lounge
    • Domestic lounge
    • Dining
    • Insurance
    View details
  • IDFCVisa

    Diamond Reserve

    ₹3,000
    Annual fee
    ₹3,000
    Joining
    Rewards
    NA
    Forex
    0%
    • Domestic lounge
    • Railway lounge
    • International lounge
    • Dining
    • +4
    View details
  • AUVisa

    Zenith⁺

    ₹4,999
    Annual fee
    ₹4,999
    Joining
    Rewards
    3% to 6%
    Forex
    0.99%
    • Domestic lounge
    • International lounge
    • Movies
    • Concierge
    • +4
    View details
  • HSBCMastercard

    TravelOne

    ₹4,999
    Annual fee
    ₹4,999
    Joining
    Rewards
    3% to 5%
    Forex
    3.5%
    • International lounge
    • Domestic lounge
    • Shopping
    • Travel
    • +3
    View details