Complimentary rounds and lessons. We track 96 of them from 19 banks, 13 of which are lifetime free, and 88 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.

What matters most to you?

  • IDFCVisa

    Wealth

    Free
    Annual fee
    Free
    Joining
    Rewards
    2% to 5%
    Forex
    1.5%
    • International lounge
    • Domestic lounge
    • Railway lounge
    • Concierge
    • +4
    View details
  • IndusIndMastercard

    Pinnacle

    Free
    Annual fee
    ₹15,000
    Joining
    Rewards
    3% to 6%
    Forex
    3.5%
    • Domestic lounge
    • International lounge
    • Movies
    • Concierge
    • +3
    View details
  • IndusIndMastercard

    Pioneer Legacy

    Free
    Annual fee
    ₹50,000
    Joining
    Rewards
    2% to 4%
    Forex
    1.8%
    • Domestic lounge
    • International lounge
    • Movies
    • Concierge
    • +3
    View details
  • IndusIndVisa

    Tiger

    Free
    Annual fee
    Free
    Joining
    Rewards
    3% to 6%
    Forex
    1.5%
    • Domestic lounge
    • International lounge
    • Movies
    • Concierge
    • +2
    View details
  • Standard CharteredVisa

    Visa Infinite

    Free
    Annual fee
    Free
    Joining
    Rewards
    1.5% to 3%
    Forex
    3.5%
    • Domestic lounge
    • Concierge
    • Golf
    • Insurance
    • +1
    View details
  • ICICIVisa

    Rubyx (Visa)

    ₹2,000
    Annual fee
    ₹3,000
    Joining
    Rewards
    0.5% to 1%
    Forex
    3.5%
    • Railway lounge
    • Domestic lounge
    • Movies
    • Concierge
    • +3
    View details
  • ICICIAmerican Express

    Rubyx (Amex)

    ₹2,000
    Annual fee
    ₹3,000
    Joining
    Rewards
    0.5% to 1%
    Forex
    3.5%
    • Domestic lounge
    • Railway lounge
    • Movies
    • Concierge
    • +3
    View details
  • ICICIRuPay

    Rubyx (Rupay)

    ₹2,000
    Annual fee
    ₹3,000
    Joining
    Rewards
    0.5% to 1%
    Forex
    3.5%
    • Railway lounge
    • Domestic lounge
    • Movies
    • Concierge
    • +3
    View details
  • AxisVisa

    Select

    ₹3,000
    Annual fee
    ₹3,000
    Joining
    Rewards
    1% to 3%
    Forex
    3.5%
    • International lounge
    • Domestic lounge
    • Shopping
    • Concierge
    • +5
    View details
  • ICICIAmerican Express

    Sapphiro (Amex)

    ₹3,500
    Annual fee
    ₹6,500
    Joining
    Rewards
    0.5% to 1%
    Forex
    3.5%
    • Domestic lounge
    • International lounge
    • Movies
    • Concierge
    • +3
    View details
  • ICICIVisa

    Sapphiro (Visa)

    ₹3,500
    Annual fee
    ₹6,500
    Joining
    Rewards
    0.5% to 1%
    Forex
    3.5%
    • Domestic lounge
    • International lounge
    • Movies
    • Concierge
    • +3
    View details
  • AUVisa

    Zenith⁺

    ₹4,999
    Annual fee
    ₹4,999
    Joining
    Rewards
    3% to 6%
    Forex
    0.99%
    • Domestic lounge
    • International lounge
    • Movies
    • Concierge
    • +4
    View details
  • IDFCVisa

    Mayura

    ₹5,999
    Annual fee
    ₹5,999
    Joining
    Rewards
    1% to 2%
    Forex
    0%
    • Domestic lounge
    • International lounge
    • Guest lounge
    • Railway lounge
    • +6
    View details
  • PNBRuPay

    Luxura

    ₹7,500
    Annual fee
    ₹9,000
    Joining
    Rewards
    NA
    Forex
    2.5%
    • Domestic lounge
    • International lounge
    • Concierge
    • Golf
    • +4
    View details
  • SBIVisa

    Aurum

    ₹9,999
    Annual fee
    ₹9,999
    Joining
    Rewards
    3% to 10%
    Forex
    1.99%
    • Domestic lounge
    • Lounge
    • International lounge
    • Memberships
    • +4
    View details