Bundled subscriptions and club memberships. We track 121 of them from 19 banks, 16 of which are lifetime free, and 99 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.

What matters most to you?

  • IndusIndVisa

    Legend

    Free
    Annual fee
    Free
    Joining
    Rewards
    1% to 3%
    Forex
    1.8%
    • Travel
    • Movies
    • Concierge
    • Insurance
    • +1
    View details
  • IndusIndMastercard

    Pinnacle

    Free
    Annual fee
    ₹15,000
    Joining
    Rewards
    3% to 6%
    Forex
    3.5%
    • Domestic lounge
    • International lounge
    • Movies
    • Concierge
    • +3
    View details
  • IndusIndAmerican Express

    EPay

    Free
    Annual fee
    Free
    Joining
    Rewards
    0.5% to 1%
    Forex
    3.5%
    • Insurance
    • Memberships
    View details
  • BOBVisa

    CMA One

    Free
    Annual fee
    ₹1
    Joining
    Rewards
    1% to 3%
    Forex
    3.5%
    • Dining
    • Memberships
    • Insurance
    View details
  • Standard CharteredVisa

    Priority

    Free
    Annual fee
    Free
    Joining
    Rewards
    2% to 4%
    Forex
    3.5%
    • International lounge
    • Domestic lounge
    • Golf
    • Insurance
    • +1
    View details
  • IDFCVisa

    LIC Classic

    Free
    Annual fee
    Free
    Joining
    Rewards
    1% to 2%
    Forex
    3.5%
    • Domestic lounge
    • Railway lounge
    • Dining
    • Insurance
    • +3
    View details
  • IDFCVisa

    LIC Select

    Free
    Annual fee
    Free
    Joining
    Rewards
    1% to 2%
    Forex
    3.5%
    • Domestic lounge
    • Railway lounge
    • Insurance
    • Memberships
    • +2
    View details
  • Standard CharteredVisa

    Visa Infinite

    Free
    Annual fee
    Free
    Joining
    Rewards
    1.5% to 3%
    Forex
    3.5%
    • Domestic lounge
    • Concierge
    • Golf
    • Insurance
    • +1
    View details
  • AUVisa

    CA Metal

    Free
    Annual fee
    Free
    Joining
    Rewards
    NA
    Forex
    1.99%
    • Domestic lounge
    • Dining
    • Memberships
    • Insurance
    View details
  • Bank Of IndiaRuPay

    Rupay Select

    ₹800
    Annual fee
    Free
    Joining
    Rewards
    NA
    Forex
    3.5%
    • Domestic lounge
    • Memberships
    • Dining
    • Movies
    • +2
    View details
  • AUVisa

    Vetta

    ₹2,999
    Annual fee
    ₹2,999
    Joining
    Rewards
    2% to 4%
    Forex
    2.99%
    • Domestic lounge
    • International lounge
    • Concierge
    • Dining
    • +2
    View details
  • SBIVisa

    Krisflyer

    ₹2,999
    Annual fee
    ₹2,999
    Joining
    Rewards
    3% to 5%
    Forex
    3.5%
    • Domestic lounge
    • International lounge
    • Insurance
    • Memberships
    View details
  • SBIMastercard

    Miles Prime

    ₹2,999
    Annual fee
    ₹2,999
    Joining
    Rewards
    3% to 6%
    Forex
    2.5%
    • Domestic lounge
    • International lounge
    • Insurance
    • Memberships
    View details
  • AxisVisa

    Select

    ₹3,000
    Annual fee
    ₹3,000
    Joining
    Rewards
    1% to 3%
    Forex
    3.5%
    • International lounge
    • Domestic lounge
    • Shopping
    • Concierge
    • +5
    View details
  • HDFCVisa

    Marriott Bonvoy

    ₹3,000
    Annual fee
    ₹3,000
    Joining
    Rewards
    3% to 6%
    Forex
    3.5%
    • Domestic lounge
    • International lounge
    • Golf
    • Insurance
    • +1
    View details