Redeem points against a product catalogue. We track 366 of them from 27 banks, 67 of which are lifetime free, and 204 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.

What matters most to you?

  • IDFCVisa

    Select

    Free
    Annual fee
    Free
    Joining
    Rewards
    1% to 3%
    Forex
    1.99%
    • Domestic lounge
    • Railway lounge
    • Concierge
    • Movies
    • +2
    View details
  • IDFCVisa

    Wealth

    Free
    Annual fee
    Free
    Joining
    Rewards
    2% to 5%
    Forex
    1.5%
    • Domestic lounge
    • Lounge
    • International lounge
    • Lounge
    • +6
    View details
  • IDFCVisa

    Wow

    Free
    Annual fee
    Free
    Joining
    Rewards
    0.5% to 1.5%
    Forex
    0%
    • Movies
    • Dining
    • Insurance
    • Travel
    View details
  • DBSVisa

    Spark 5

    ₹499
    Annual fee
    ₹499
    Joining
    Rewards
    2% to 4%
    Forex
    1.75%
    • Domestic lounge
    • Movies
    • Dining
    View details
  • DBSVisa

    Spark 10

    ₹999
    Annual fee
    ₹999
    Joining
    Rewards
    2% to 4%
    Forex
    1.75%
    • Domestic lounge
    • Dining
    • Movies
    View details
  • DBSVisa

    Spark 20

    ₹1,499
    Annual fee
    ₹1,499
    Joining
    Rewards
    2% to 4%
    Forex
    1.75%
    • Domestic lounge
    • Movies
    • Dining
    View details
  • IDFCVisa

    Ashva

    ₹2,999
    Annual fee
    ₹2,999
    Joining
    Rewards
    1% to 2%
    Forex
    1%
    • Domestic lounge
    • Lounge
    • International lounge
    • Railway lounge
    • +4
    View details
  • RBLVisa

    iGlobe

    ₹3,000
    Annual fee
    Free
    Joining
    Rewards
    2% to 5%
    Forex
    1.5%
    • Domestic lounge
    • International lounge
    • Golf
    • Vouchers
    View details
  • SBIVisa

    Elite

    ₹4,999
    Annual fee
    ₹4,999
    Joining
    Rewards
    2% to 5%
    Forex
    1.99%
    • Domestic lounge
    • International lounge
    • Movies
    • Concierge
    • +1
    View details
  • Yes BankVisa

    Marquee

    ₹4,999
    Annual fee
    ₹9,999
    Joining
    Rewards
    2% to 5%
    Forex
    1%
    • Domestic lounge
    • International lounge
    • Lounge
    • Lounge
    • +2
    View details
  • SBIVisa

    CBI Elite

    ₹4,999
    Annual fee
    ₹4,999
    Joining
    Rewards
    NA
    Forex
    1.99%
    • Domestic lounge
    • International lounge
    • Movies
    • Concierge
    • +1
    View details
  • SBIVisa

    KVB Elite

    ₹4,999
    Annual fee
    ₹4,999
    Joining
    Rewards
    NA
    Forex
    1.99%
    • Domestic lounge
    • International lounge
    • Movies
    • Concierge
    • +1
    View details
  • SBIVisa

    KVB Signature

    ₹4,999
    Annual fee
    ₹4,999
    Joining
    Rewards
    NA
    Forex
    1.99%
    • Domestic lounge
    • International lounge
    • Movies
    • Concierge
    • +1
    View details
  • SBIVisa

    UCO Elite

    ₹4,999
    Annual fee
    ₹4,999
    Joining
    Rewards
    NA
    Forex
    1.99%
    • Domestic lounge
    • International lounge
    • Movies
    • Concierge
    • +1
    View details
  • IDFCVisa

    Mayura

    ₹5,999
    Annual fee
    ₹5,999
    Joining
    Rewards
    1% to 2%
    Forex
    0%
    • Domestic lounge
    • Guest lounge
    • International lounge
    • Railway lounge
    • +6
    View details
  • SBIVisa

    Aurum

    ₹9,999
    Annual fee
    ₹9,999
    Joining
    Rewards
    3% to 10%
    Forex
    1.99%
    • Domestic lounge
    • International lounge
    • Lounge
    • Memberships
    • +4
    View details
  • Bandhan BankVisa

    Lumina

    ₹9,999
    Annual fee
    ₹9,999
    Joining
    Rewards
    NA
    Forex
    1%
    • Domestic lounge
    • International lounge
    • Travel
    • Movies
    • +2
    View details
  • Yes BankVisa

    Private Prime

    ₹10,000
    Annual fee
    ₹20,000
    Joining
    Rewards
    2% to 5%
    Forex
    0.5%
    • Domestic lounge
    • International lounge
    • Lounge
    • Lounge
    • +5
    View details
  • AxisVisa

    Olympus

    ₹20,000
    Annual fee
    ₹20,000
    Joining
    Rewards
    1% to 2%
    Forex
    1.8%
    • International lounge
    • Domestic lounge
    • Dining
    • Movies
    • +5
    View details