RuPay cards you can link to UPI and pay by QR. We track 155 of them from 34 banks, 55 of which are lifetime free, and 62 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.
What matters most to you? What you can redeem for Annual fee Card network Perks included Who it suits Airport lounge access Bank
₹499 Annual fee
Free Joining
Rewards NA
Forex 3% Domestic lounge International lounge Shopping Movies +2 View details
₹499 Annual fee
₹499 Joining
Rewards 1% to 2%
Forex 3.5% View details
₹499 Annual fee
₹499 Joining
Rewards 3% to 5%
Forex 3.5% View details
₹500 Annual fee
₹500 Joining
Rewards 0.5% to 1%
Forex 3.5% View details
₹500 Annual fee
₹500 Joining
Rewards 1% to 2%
Forex 3.5% View details
₹500 Annual fee
₹500 Joining
Rewards 0.5% to 1%
Forex 3.5% View details
₹500 Annual fee
Free Joining
Rewards 3% to 5%
Forex 3.5% View details
₹500 Annual fee
Free Joining
Rewards 1% to 2%
Forex 3.5% View details
₹500 Annual fee
₹500 Joining
Rewards 0.5% to 1.5%
Forex 3.5% View details
₹500 Annual fee
₹500 Joining
Rewards 1% to 2%
Forex 3.5% View details
₹500 Annual fee
₹500 Joining
Rewards 0.25% to 0.5%
Forex 3.5% Railway lounge Domestic lounge Movies Concierge +1 View details
₹500 Annual fee
₹500 Joining
Rewards 1% to 2%
Forex 3.5% View details
₹500 Annual fee
Free Joining
Rewards NA
Forex 3.5% International lounge Domestic lounge Concierge Shopping +2 View details
₹500 Annual fee
Free Joining
Rewards NA
Forex 2.5% International lounge Domestic lounge Insurance View details
₹500 Annual fee
₹500 Joining
Rewards NA
Forex 3.5% Domestic lounge Shopping Movies Dining +1 View details Load more cards
Browse credit cards by bank Browse by how you redeem rewards 
.webp&w=3840&q=75)
