Under 2% on international spends — for travel and overseas shopping. We track 111 of them from 19 banks, 33 of which are lifetime free, and 82 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.
What matters most to you? 26 of 111 cards match what you picked What you can redeem for Annual fee Card network Perks included Who it suits Airport lounge access Bank
Free Annual fee
Free Joining
Rewards 1% to 3%
Forex 0% Railway lounge Movies Insurance Travel View details
Free Annual fee
Free Joining
Rewards 1% to 3%
Forex 0% Domestic lounge Railway lounge Concierge Movies +2 View details
Free Annual fee
Free Joining
Rewards 2% to 5%
Forex 0% Domestic lounge Lounge International lounge Lounge +6 View details
Free Annual fee
Free Joining
Rewards 1% to 3%
Forex 0% Railway lounge International lounge Domestic lounge Lounge +3 View details
Free Annual fee
Free Joining
Rewards NA
Forex 1.99% Domestic lounge Dining Memberships Insurance View details
₹199 Annual fee
₹199 Joining
Rewards 1% to 10%
Forex 0% View details
₹499 Annual fee
₹499 Joining
Rewards 1% to 2%
Forex 0% Domestic lounge Insurance Movies Travel View details
₹750 Annual fee
₹750 Joining
Rewards NA
Forex 0% Domestic lounge Dining Travel View details
₹999 Annual fee
₹999 Joining
Rewards 1.5% to 3%
Forex 1.75% International lounge Domestic lounge Golf Insurance View details
₹999 Annual fee
₹499 Joining
Rewards NA
Forex 0% Domestic lounge International lounge Dining Travel View details
₹2,999 Annual fee
₹2,999 Joining
Rewards 1% to 2%
Forex 0% Domestic lounge Lounge International lounge Railway lounge +4 View details
₹3,000 Annual fee
Free Joining
Rewards 2% to 5%
Forex 1.5% Domestic lounge International lounge Golf Vouchers View details
₹3,000 Annual fee
₹3,000 Joining
Rewards NA
Forex 0% Domestic lounge International lounge Lounge Lounge +6 View details
₹4,999 Annual fee
₹4,999 Joining
Rewards 3% to 6%
Forex 0.99% Domestic lounge International lounge Shopping Dining +4 View details
₹4,999 Annual fee
₹4,999 Joining
Rewards 3% to 6%
Forex 1.99% Domestic lounge International lounge Insurance Memberships View details
₹4,999 Annual fee
₹4,999 Joining
Rewards NA
Forex 0.99% Domestic lounge International lounge Dining Travel View details
₹5,999 Annual fee
₹5,999 Joining
Rewards 1% to 2%
Forex 0% Domestic lounge Guest lounge International lounge Railway lounge +6 View details
₹7,999 Annual fee
₹7,999 Joining
Rewards 3% to 5%
Forex 1.99% Domestic lounge International lounge Railway lounge Concierge +3 View details
₹9,999 Annual fee
₹9,999 Joining
Rewards 3% to 10%
Forex 1.99% Domestic lounge International lounge Lounge Memberships +4 View details
₹12,500 Annual fee
₹12,500 Joining
Rewards NA
Forex 0% Domestic lounge Guest lounge International lounge Railway lounge +4 View details
₹20,000 Annual fee
₹20,000 Joining
Rewards 1% to 2%
Forex 1.8% International lounge Domestic lounge Dining Movies +5 View details
₹20,000 Annual fee
₹20,000 Joining
Rewards 2% to 2.5%
Forex 1.49% Domestic lounge International lounge Lounge Lounge +4 View details
₹25,000 Annual fee
₹50,000 Joining
Rewards 2% to 5%
Forex 0% Domestic lounge International lounge Guest lounge Railway lounge +7 View details
₹50,000 Annual fee
₹50,000 Joining
Rewards 3% to 10%
Forex 1.5% International lounge Domestic lounge Lounge Lounge +7 View details Load more cards
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