Under 2% on international spends — for travel and overseas shopping. We track 96 of them from 19 banks, 26 of which are lifetime free, and 75 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.
What matters most to you? 33 of 96 cards match what you picked What you can redeem for Annual fee Card network Perks included Who it suits Airport lounge access Bank
Free Annual fee
Free Joining
Rewards 1% to 5%
Forex 1.99% View details
Free Annual fee
Free Joining
Rewards 1% to 3%
Forex 1.99% Domestic lounge Railway lounge Concierge Movies +2 View details
Free Annual fee
Free Joining
Rewards 2% to 5%
Forex 1.5% International lounge Domestic lounge Railway lounge Concierge +4 View details
Free Annual fee
Free Joining
Rewards 0.5% to 1.5%
Forex 0% Movies Dining Insurance Travel View details
Free Annual fee
Free Joining
Rewards 1% to 3%
Forex 0% Railway lounge International lounge Domestic lounge Travel +1 View details
Free Annual fee
Free Joining
Rewards 1% to 3%
Forex 1.8% Travel Movies Concierge Insurance +1 View details
Free Annual fee
Free Joining
Rewards 1% to 3%
Forex 0% Domestic lounge Travel Concierge Dining +1 View details
Free Annual fee
Free Joining
Rewards 3% to 6%
Forex 1.5% Domestic lounge International lounge Movies Concierge +2 View details
Free Annual fee
Free Joining
Rewards NA
Forex 0% Domestic lounge Dining Shopping View details
₹999 Annual fee
₹999 Joining
Rewards 1% to 2%
Forex 1.99% Domestic lounge International lounge Movies Shopping +3 View details
₹999 Annual fee
₹999 Joining
Rewards 1.5% to 3%
Forex 1.75% International lounge Domestic lounge Golf Insurance View details
₹999 Annual fee
₹499 Joining
Rewards NA
Forex 1.99% Domestic lounge International lounge Dining Travel View details
₹2,999 Annual fee
₹2,999 Joining
Rewards 1% to 2%
Forex 1% Domestic lounge International lounge Lounge Railway lounge +4 View details
₹3,000 Annual fee
Free Joining
Rewards 2% to 5%
Forex 1.5% Domestic lounge International lounge Golf Vouchers View details
₹3,000 Annual fee
₹3,000 Joining
Rewards NA
Forex 0% Domestic lounge Railway lounge International lounge Dining +4 View details
₹4,999 Annual fee
₹4,999 Joining
Rewards 3% to 6%
Forex 0.99% Domestic lounge International lounge Movies Concierge +4 View details
₹4,999 Annual fee
₹9,999 Joining
Rewards 2% to 5%
Forex 1% Domestic lounge International lounge Movies Golf View details
₹4,999 Annual fee
₹4,999 Joining
Rewards NA
Forex 0.99% Domestic lounge International lounge Dining Travel View details
₹5,999 Annual fee
₹5,999 Joining
Rewards 1% to 2%
Forex 0% Domestic lounge International lounge Guest lounge Railway lounge +6 View details
₹9,999 Annual fee
₹9,999 Joining
Rewards 3% to 10%
Forex 1.99% Domestic lounge Lounge International lounge Memberships +4 View details
₹9,999 Annual fee
₹9,999 Joining
Rewards NA
Forex 1% Domestic lounge International lounge Travel Movies +2 View details
₹10,000 Annual fee
₹30,000 Joining
Rewards 1% to 2%
Forex 0% Domestic lounge International lounge Memberships Golf View details
₹10,000 Annual fee
₹75,000 Joining
Rewards 5% to 10%
Forex 1.8% Domestic lounge International lounge Movies Concierge +3 View details
₹10,000 Annual fee
₹20,000 Joining
Rewards 2% to 5%
Forex 0.5% Domestic lounge International lounge Guest lounge Movies +3 View details Load more cards
Browse credit cards by bank Browse by how you redeem rewards 
