AU has 28 credit cards in our comparison, and 12 of them are lifetime free. 21 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.
What matters most to you? 24 of 28 cards match what you picked What you can redeem for Annual fee Card network Perks included Who it suits Airport lounge access Cards from another bank
Free Annual fee
Free Joining
Rewards 1% to 3%
Forex 0% Railway lounge International lounge Domestic lounge Travel +1 View details
Free Annual fee
Free Joining
Rewards 0.5% to 1.5%
Forex 3.49% Domestic lounge Memberships Dining View details
Free Annual fee
Free Joining
Rewards 1% to 2%
Forex 3.49% Domestic lounge Railway lounge Concierge Dining +1 View details
Free Annual fee
Free Joining
Rewards 0.5% to 1.5%
Forex 3.49% Domestic lounge Railway lounge Concierge Dining +1 View details
Free Annual fee
Free Joining
Rewards 0.5% to 1%
Forex 3.49% View details
Free Annual fee
Free Joining
Rewards 1% to 2%
Forex 3.5% View details
Free Annual fee
Free Joining
Rewards 1% to 3%
Forex 3.5% View details
Free Annual fee
₹199 Joining
Rewards 0.5% to 1%
Forex 0.99% Railway lounge Domestic lounge Dining View details
Free Annual fee
Free Joining
Rewards NA
Forex 1.99% Domestic lounge Dining Memberships Insurance View details
₹99 Annual fee
₹99 Joining
Rewards 1% to 2%
Forex 3.49% Railway lounge Insurance Dining View details
₹199 Annual fee
₹199 Joining
Rewards 0.5% to 1%
Forex 3.49% View details
₹299 Annual fee
₹299 Joining
Rewards 1.5% to 3%
Forex 3.49% Domestic lounge Railway lounge Dining View details
₹499 Annual fee
₹499 Joining
Rewards 1% to 2%
Forex 3.49% View details
₹588 Annual fee
₹588 Joining
Rewards 1% to 3%
Forex 3.5% View details
₹999 Annual fee
₹999 Joining
Rewards 1% to 3%
Forex 1.99% International lounge Domestic lounge Dining View details
₹1,000 Annual fee
₹1,000 Joining
Rewards NA
Forex 3.49% Domestic lounge Dining Movies View details
₹2,000 Annual fee
₹2,000 Joining
Rewards NA
Forex 3.49% Domestic lounge Dining Movies View details
₹2,999 Annual fee
₹2,999 Joining
Rewards 2% to 4%
Forex 2.99% Domestic lounge International lounge Concierge Dining +2 View details
₹4,999 Annual fee
₹4,999 Joining
Rewards 3% to 6%
Forex 0.99% Domestic lounge International lounge Movies Concierge +4 View details
₹4,999 Annual fee
₹4,999 Joining
Rewards NA
Forex 0.99% Domestic lounge International lounge Dining Travel View details
₹7,999 Annual fee
₹7,999 Joining
Rewards 3% to 5%
Forex 1.99% Railway lounge Domestic lounge International lounge Concierge +3 View details Browse credit cards by bank Browse by how you redeem rewards 
