Restaurant discounts, and rewards on Swiggy and Zomato. We track 223 of them from 19 banks, 46 of which are lifetime free, and 140 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.

What matters most to you?

  • IndusIndMastercard

    Pioneer Legacy

    Free
    Annual fee
    ₹50,000
    Joining
    Rewards
    2% to 4%
    Forex
    1.8%
    • Domestic lounge
    • International lounge
    • Movies
    • Concierge
    • +3
    View details
  • IDFCVisa

    LIC Classic

    Free
    Annual fee
    Free
    Joining
    Rewards
    1% to 2%
    Forex
    3.5%
    • Domestic lounge
    • Railway lounge
    • Dining
    • Insurance
    • +3
    View details
  • HSBCVisa

    Live+

    ₹999
    Annual fee
    ₹999
    Joining
    Rewards
    1% to 2%
    Forex
    1.99%
    • Domestic lounge
    • International lounge
    • Movies
    • Shopping
    • +3
    View details
  • AUVisa

    Zenith⁺

    ₹4,999
    Annual fee
    ₹4,999
    Joining
    Rewards
    3% to 6%
    Forex
    0.99%
    • Domestic lounge
    • International lounge
    • Movies
    • Concierge
    • +4
    View details
  • HDFCDiners Club

    Diners Club Black

    ₹10,000
    Annual fee
    ₹10,000
    Joining
    Rewards
    3% to 10%
    Forex
    2%
    • International lounge
    • Domestic lounge
    • Memberships
    • Movies
    • +5
    View details
  • IndusIndMastercard

    Crest

    ₹10,000
    Annual fee
    ₹75,000
    Joining
    Rewards
    3% to 5%
    Forex
    3.5%
    • International lounge
    • Domestic lounge
    • Movies
    • Memberships
    • +3
    View details
  • HDFCVisa

    Biz Black Metal

    ₹10,000
    Annual fee
    ₹10,000
    Joining
    Rewards
    2% to 5%
    Forex
    2%
    • Domestic lounge
    • International lounge
    • Concierge
    • Dining
    • +3
    View details
  • HDFCVisa

    Infinia Plastic

    ₹10,000
    Annual fee
    ₹10,000
    Joining
    Rewards
    3% to 33%
    Forex
    2%
    • Domestic lounge
    • International lounge
    • Dining
    • Travel
    • +4
    View details
  • HDFCVisa

    Infinia Metal

    ₹12,500
    Annual fee
    ₹12,500
    Joining
    Rewards
    3% to 33%
    Forex
    2%
    • Domestic lounge
    • International lounge
    • Dining
    • Travel
    • +4
    View details
  • IndusIndMastercard

    Pioneer Heritage

    ₹25,000
    Annual fee
    ₹1,00,000
    Joining
    Rewards
    2% to 5%
    Forex
    0%
    • Domestic lounge
    • International lounge
    • Movies
    • Dining
    • +2
    View details
  • IndusIndVisa

    Pioneer Private

    ₹25,000
    Annual fee
    Free
    Joining
    Rewards
    2% to 5%
    Forex
    0%
    • Domestic lounge
    • International lounge
    • Guest lounge
    • Dining
    • +3
    View details
  • DBSVisa

    Vantage

    ₹50,000
    Annual fee
    ₹50,000
    Joining
    Rewards
    2% to 4%
    Forex
    1.75%
    • Domestic lounge
    • International lounge
    • Shopping
    • Dining
    • +2
    View details