Restaurant discounts, and rewards on Swiggy and Zomato. We track 223 of them from 19 banks, 46 of which are lifetime free, and 140 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.

What matters most to you?

  • IDFCVisa

    Classic

    Free
    Annual fee
    Free
    Joining
    Rewards
    0.5% to 1.5%
    Forex
    3.5%
    • Railway lounge
    • Dining
    • Movies
    • Shopping
    • +2
    View details
  • FederalVisa

    Imperio

    Free
    Annual fee
    Free
    Joining
    Rewards
    1% to 3%
    Forex
    3.5%
    • Domestic lounge
    • Dining
    • Movies
    View details
  • FederalVisa

    Celesta

    Free
    Annual fee
    ₹3,000
    Joining
    Rewards
    3% to 5%
    Forex
    2%
    • International lounge
    • Domestic lounge
    • Dining
    • Movies
    View details
  • IndusIndMastercard

    Pioneer Legacy

    Free
    Annual fee
    ₹50,000
    Joining
    Rewards
    2% to 4%
    Forex
    1.8%
    • Domestic lounge
    • International lounge
    • Movies
    • Concierge
    • +3
    View details
  • HSBCMastercard

    Privé

    Free
    Annual fee
    Free
    Joining
    Rewards
    5% to 60%
    Forex
    0%
    • Domestic lounge
    • International lounge
    • Dining
    • Movies
    • +1
    View details
  • DBSVisa

    Spark 5

    ₹499
    Annual fee
    ₹499
    Joining
    Rewards
    2% to 4%
    Forex
    1.75%
    • Domestic lounge
    • Movies
    • Dining
    View details
  • AxisVisa

    My Zone

    ₹500
    Annual fee
    ₹500
    Joining
    Rewards
    1% to 5%
    Forex
    3.5%
    • Domestic lounge
    • Shopping
    • Movies
    • Dining
    • +1
    View details
  • PNBRuPay

    Bliss

    ₹510
    Annual fee
    Free
    Joining
    Rewards
    NA
    Forex
    3.5%
    • Domestic lounge
    • International lounge
    • Movies
    • Concierge
    • +4
    View details
  • Bank Of IndiaRuPay

    Rupay Select

    ₹800
    Annual fee
    Free
    Joining
    Rewards
    NA
    Forex
    3.5%
    • Domestic lounge
    • Memberships
    • Dining
    • Movies
    • +2
    View details
  • HSBCVisa

    Live+

    ₹999
    Annual fee
    ₹999
    Joining
    Rewards
    1% to 2%
    Forex
    1.99%
    • Domestic lounge
    • International lounge
    • Movies
    • Shopping
    • +3
    View details
  • DBSVisa

    Spark 10

    ₹999
    Annual fee
    ₹999
    Joining
    Rewards
    2% to 4%
    Forex
    1.75%
    • Domestic lounge
    • Movies
    • Dining
    View details
  • Bandhan BankVisa

    Ignite

    ₹999
    Annual fee
    Free
    Joining
    Rewards
    NA
    Forex
    3.5%
    • Domestic lounge
    • International lounge
    • Dining
    • Movies
    View details
  • AUVisa

    Laksya

    ₹1,000
    Annual fee
    ₹1,000
    Joining
    Rewards
    NA
    Forex
    3.49%
    • Domestic lounge
    • Dining
    • Movies
    View details
  • DBSVisa

    Spark 20

    ₹1,499
    Annual fee
    ₹1,499
    Joining
    Rewards
    2% to 4%
    Forex
    1.75%
    • Domestic lounge
    • Movies
    • Dining
    View details
  • AxisVisa

    Privilege

    ₹1,500
    Annual fee
    ₹1,500
    Joining
    Rewards
    1% to 2%
    Forex
    3.5%
    • Domestic lounge
    • Movies
    • Dining
    • Insurance
    View details
  • AUVisa

    Ananta

    ₹2,000
    Annual fee
    ₹2,000
    Joining
    Rewards
    NA
    Forex
    3.49%
    • Domestic lounge
    • Dining
    • Movies
    View details