Bundled subscriptions and club memberships. We track 121 of them from 19 banks, 16 of which are lifetime free, and 99 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.

What matters most to you?

  • AUVisa

    LIT

    Free
    Annual fee
    Free
    Joining
    Rewards
    0.5% to 1.5%
    Forex
    3.49%
    • Domestic lounge
    • Memberships
    • Dining
    View details
  • IndusIndVisa

    Legend

    Free
    Annual fee
    Free
    Joining
    Rewards
    1% to 3%
    Forex
    1.8%
    • Travel
    • Movies
    • Concierge
    • Insurance
    • +1
    View details
  • IndusIndMastercard

    Pinnacle

    Free
    Annual fee
    ₹15,000
    Joining
    Rewards
    3% to 6%
    Forex
    3.5%
    • Domestic lounge
    • International lounge
    • Movies
    • Concierge
    • +3
    View details
  • IndusIndAmerican Express

    EPay

    Free
    Annual fee
    Free
    Joining
    Rewards
    0.5% to 1%
    Forex
    3.5%
    • Insurance
    • Memberships
    View details
  • IDFCVisa

    LIC Classic

    Free
    Annual fee
    Free
    Joining
    Rewards
    1% to 2%
    Forex
    3.5%
    • Domestic lounge
    • Railway lounge
    • Dining
    • Insurance
    • +3
    View details
  • IDFCVisa

    LIC Select

    Free
    Annual fee
    Free
    Joining
    Rewards
    1% to 2%
    Forex
    3.5%
    • Domestic lounge
    • Railway lounge
    • Insurance
    • Memberships
    • +2
    View details
  • KotakVisa

    Zen Signature

    ₹1,500
    Annual fee
    ₹1,500
    Joining
    Rewards
    2% to 4%
    Forex
    3.5%
    • International lounge
    • Domestic lounge
    • Memberships
    View details
  • BOBVisa

    Tiara

    ₹2,499
    Annual fee
    ₹2,499
    Joining
    Rewards
    2% to 4%
    Forex
    2%
    • Domestic lounge
    • Memberships
    • Dining
    • Movies
    View details
  • SBIAmerican Express

    Prime (Amex)

    ₹2,999
    Annual fee
    ₹2,999
    Joining
    Rewards
    1% to 2.5%
    Forex
    3.5%
    • Domestic lounge
    • International lounge
    • Dining
    • Memberships
    View details
  • AUVisa

    Vetta

    ₹2,999
    Annual fee
    ₹2,999
    Joining
    Rewards
    2% to 4%
    Forex
    2.99%
    • Domestic lounge
    • International lounge
    • Concierge
    • Dining
    • +2
    View details
  • SBIVisa

    Prime (Visa)

    ₹2,999
    Annual fee
    ₹2,999
    Joining
    Rewards
    1% to 2.5%
    Forex
    3.5%
    • International lounge
    • Domestic lounge
    • Memberships
    View details
  • SBIRuPay

    Prime (RuPay)

    ₹2,999
    Annual fee
    ₹2,999
    Joining
    Rewards
    1% to 2.5%
    Forex
    3.5%
    • International lounge
    • Domestic lounge
    • Memberships
    View details
  • SBIVisa

    CBI Prime

    ₹2,999
    Annual fee
    ₹2,999
    Joining
    Rewards
    NA
    Forex
    2.5%
    • Domestic lounge
    • International lounge
    • Memberships
    View details
  • SBIVisa

    CUB Prime

    ₹2,999
    Annual fee
    ₹2,999
    Joining
    Rewards
    NA
    Forex
    2.5%
    • Domestic lounge
    • International lounge
    • Memberships
    View details
  • SBIVisa

    KVB Platinum

    ₹2,999
    Annual fee
    ₹2,999
    Joining
    Rewards
    NA
    Forex
    2.5%
    • Domestic lounge
    • International lounge
    • Memberships
    View details
  • SBIVisa

    KVB Prime

    ₹2,999
    Annual fee
    ₹2,999
    Joining
    Rewards
    NA
    Forex
    2.5%
    • Domestic lounge
    • International lounge
    • Memberships
    View details