Above ₹5,000 a year, for people who use the benefits. We track 50 of them from 17 banks, and 50 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.

What matters most to you?

  • AmexAmerican Express

    Centurion (Black)

    ₹2,75,000
    Annual fee
    ₹7,00,000
    Joining
    Rewards
    3% to 30%
    Forex
    3.5%
    • International lounge
    • Domestic lounge
    • Insurance
    • Dining
    • +3
    View details
  • AxisVisa

    Primus

    ₹3,00,000
    Annual fee
    ₹5,00,000
    Joining
    Rewards
    1% to 2%
    Forex
    0%
    • Domestic lounge
    • Guest lounge
    • International lounge
    • Concierge
    • +3
    View details