Cards that return plain cash rather than points. We track 268 of them from 32 banks, 55 of which are lifetime free, and 113 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.
What matters most to you? 20 of 268 cards match what you picked What you can redeem for Annual fee Card network Perks included Who it suits Airport lounge access Bank
Free Annual fee
Free Joining
Rewards 3% to 6%
Forex 1.5% Domestic lounge International lounge Movies Concierge +2 View details
₹499 Annual fee
₹499 Joining
Rewards 1% to 2%
Forex 3.5% View details
₹500 Annual fee
₹500 Joining
Rewards 1.5% to 5%
Forex 3.5% View details
₹500 Annual fee
₹500 Joining
Rewards 1% to 10%
Forex 3.5% View details
₹500 Annual fee
₹500 Joining
Rewards 1% to 5%
Forex 3.5% View details
₹999 Annual fee
₹999 Joining
Rewards 1% to 5%
Forex 3.5% View details
₹999 Annual fee
₹999 Joining
Rewards 1% to 2%
Forex 1.99% Domestic lounge International lounge Movies Shopping +3 View details
₹1,000 Annual fee
₹1,000 Joining
Rewards 1% to 2%
Forex 3.5% View details
₹1,499 Annual fee
₹1,499 Joining
Rewards 1% to 10%
Forex 3.5% Domestic lounge International lounge View details
₹2,499 Annual fee
₹2,499 Joining
Rewards 3% to 6%
Forex 2% Domestic lounge Dining Movies Insurance View details
₹2,500 Annual fee
₹2,500 Joining
Rewards 1% to 2.5%
Forex 2% Domestic lounge International lounge Insurance Dining +1 View details
₹2,500 Annual fee
₹2,500 Joining
Rewards 1% to 2%
Forex 2% Domestic lounge International lounge Dining Insurance +1 View details
₹5,000 Annual fee
₹5,000 Joining
Rewards 1% to 3%
Forex 2% International lounge Domestic lounge Memberships Concierge View details
₹10,000 Annual fee
₹10,000 Joining
Rewards 2% to 5%
Forex 2% Domestic lounge International lounge Concierge Dining +3 View details
₹12,499 Annual fee
₹12,499 Joining
Rewards 0.25% to 1%
Forex 2% International lounge Domestic lounge Movies Concierge +4 View details
₹12,499 Annual fee
₹12,499 Joining
Rewards 0.25% to 1%
Forex 2% Domestic lounge International lounge Movies Concierge +4 View details
₹12,500 Annual fee
₹12,500 Joining
Rewards 3% to 33%
Forex 2% Domestic lounge International lounge Dining Travel +4 View details
₹20,000 Annual fee
₹20,000 Joining
Rewards 2% to 2.5%
Forex 1.49% International lounge Domestic lounge Concierge Movies +2 View details Browse credit cards by bank Browse by how you redeem rewards 
