Cards that return plain cash rather than points. We track 268 of them from 32 banks, 55 of which are lifetime free, and 113 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.
What matters most to you? What you can redeem for Annual fee Card network Perks included Who it suits Airport lounge access Bank
Free Annual fee
Free Joining
Rewards NA
Forex 3.5% Domestic lounge International lounge Movies View details
Free Annual fee
Free Joining
Rewards 1.5% to 5%
Forex 2.75% View details
₹99 Annual fee
₹99 Joining
Rewards 0.5% to 1%
Forex 3.5% View details
₹99 Annual fee
₹99 Joining
Rewards 0.5% to 1%
Forex 3.5% View details
₹99 Annual fee
₹99 Joining
Rewards 1% to 2%
Forex 3.49% Railway lounge Insurance Dining View details
₹100 Annual fee
Free Joining
Rewards 1% to 2%
Forex 3.5% Movies Shopping Travel Dining View details
₹150 Annual fee
Free Joining
Rewards 0.5% to 1.5%
Forex 2.5% Domestic lounge International lounge View details
₹150 Annual fee
Free Joining
Rewards 0.5% to 1.5%
Forex 2.5% Domestic lounge International lounge View details
₹150 Annual fee
Free Joining
Rewards 0.5% to 1.5%
Forex 2.5% International lounge Domestic lounge View details
₹199 Annual fee
Free Joining
Rewards 0.5% to 1.5%
Forex 3.5% View details
₹199 Annual fee
Free Joining
Rewards 1% to 2%
Forex 3.5% View details
₹199 Annual fee
Free Joining
Rewards 0.5% to 1.5%
Forex 3% View details
₹249 Annual fee
₹249 Joining
Rewards 1% to 2%
Forex 3.5% View details
₹250 Annual fee
₹250 Joining
Rewards 1% to 2%
Forex 3.5% View details Load more cards
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