Restaurant discounts, and rewards on Swiggy and Zomato. We track 223 of them from 19 banks, 46 of which are lifetime free, and 140 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.

What matters most to you?

  • AUVisa

    Xcite Ultra

    Free
    Annual fee
    Free
    Joining
    Rewards
    1% to 2%
    Forex
    3.49%
    • Domestic lounge
    • Railway lounge
    • Concierge
    • Dining
    • +1
    View details
  • AUVisa

    Xcite Ace

    Free
    Annual fee
    Free
    Joining
    Rewards
    0.5% to 1.5%
    Forex
    3.49%
    • Domestic lounge
    • Railway lounge
    • Concierge
    • Dining
    • +1
    View details
  • IndusIndMastercard

    Pioneer Legacy

    Free
    Annual fee
    ₹50,000
    Joining
    Rewards
    2% to 4%
    Forex
    1.8%
    • Domestic lounge
    • International lounge
    • Movies
    • Concierge
    • +3
    View details
  • IDFCVisa

    LIC Classic

    Free
    Annual fee
    Free
    Joining
    Rewards
    1% to 2%
    Forex
    3.5%
    • Domestic lounge
    • Railway lounge
    • Dining
    • Insurance
    • +3
    View details
  • AxisVisa

    Ace

    ₹499
    Annual fee
    ₹499
    Joining
    Rewards
    2% to 5%
    Forex
    3.5%
    • Domestic lounge
    • Dining
    • Insurance
    View details
  • HDFCVisa

    Biz Grow

    ₹500
    Annual fee
    ₹500
    Joining
    Rewards
    0.5% to 1.5%
    Forex
    3.5%
    • Dining
    • Insurance
    • Travel
    View details
  • BOBVisa

    Eterna

    ₹2,499
    Annual fee
    ₹2,499
    Joining
    Rewards
    3% to 6%
    Forex
    2%
    • Domestic lounge
    • Dining
    • Movies
    • Insurance
    View details
  • HDFCVisa

    Regalia Gold

    ₹2,500
    Annual fee
    ₹2,500
    Joining
    Rewards
    1% to 2.5%
    Forex
    2%
    • Domestic lounge
    • International lounge
    • Insurance
    • Dining
    • +1
    View details
  • HDFCVisa

    Biz Power

    ₹2,500
    Annual fee
    ₹2,500
    Joining
    Rewards
    1% to 2%
    Forex
    2%
    • Domestic lounge
    • International lounge
    • Dining
    • Insurance
    • +1
    View details
  • AUVisa

    Vetta

    ₹2,999
    Annual fee
    ₹2,999
    Joining
    Rewards
    2% to 4%
    Forex
    2.99%
    • Domestic lounge
    • International lounge
    • Concierge
    • Dining
    • +2
    View details
  • AUVisa

    Zenith⁺

    ₹4,999
    Annual fee
    ₹4,999
    Joining
    Rewards
    3% to 6%
    Forex
    0.99%
    • Domestic lounge
    • International lounge
    • Movies
    • Concierge
    • +4
    View details
  • AUVisa

    Zenith

    ₹7,999
    Annual fee
    ₹7,999
    Joining
    Rewards
    3% to 5%
    Forex
    1.99%
    • Railway lounge
    • Domestic lounge
    • International lounge
    • Concierge
    • +3
    View details
  • HDFCDiners Club

    Diners Club Black

    ₹10,000
    Annual fee
    ₹10,000
    Joining
    Rewards
    3% to 10%
    Forex
    2%
    • International lounge
    • Domestic lounge
    • Memberships
    • Movies
    • +5
    View details