Restaurant discounts, and rewards on Swiggy and Zomato. We track 223 of them from 19 banks, 46 of which are lifetime free, and 140 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.

What matters most to you?

  • PNBRuPay

    Bliss

    ₹510
    Annual fee
    Free
    Joining
    Rewards
    NA
    Forex
    3.5%
    • Domestic lounge
    • International lounge
    • Movies
    • Concierge
    • +4
    View details
  • AxisVisa

    Aura

    ₹749
    Annual fee
    ₹749
    Joining
    Rewards
    1% to 2%
    Forex
    3.5%
    • Vouchers
    • Dining
    View details
  • HSBCVisa

    Live+

    ₹999
    Annual fee
    ₹999
    Joining
    Rewards
    1% to 2%
    Forex
    1.99%
    • Domestic lounge
    • International lounge
    • Movies
    • Shopping
    • +3
    View details
  • HDFCVisa

    Regalia Gold

    ₹2,500
    Annual fee
    ₹2,500
    Joining
    Rewards
    1% to 2.5%
    Forex
    2%
    • Domestic lounge
    • International lounge
    • Insurance
    • Dining
    • +1
    View details
  • HDFCVisa

    Biz Power

    ₹2,500
    Annual fee
    ₹2,500
    Joining
    Rewards
    1% to 2%
    Forex
    2%
    • Domestic lounge
    • International lounge
    • Dining
    • Insurance
    • +1
    View details
  • IDFCVisa

    Ashva

    ₹2,999
    Annual fee
    ₹2,999
    Joining
    Rewards
    1% to 2%
    Forex
    1%
    • Domestic lounge
    • International lounge
    • Lounge
    • Railway lounge
    • +4
    View details
  • IDFCVisa

    Diamond Reserve

    ₹3,000
    Annual fee
    ₹3,000
    Joining
    Rewards
    NA
    Forex
    0%
    • Domestic lounge
    • Railway lounge
    • International lounge
    • Dining
    • +4
    View details
  • HSBCMastercard

    TravelOne

    ₹4,999
    Annual fee
    ₹4,999
    Joining
    Rewards
    3% to 5%
    Forex
    3.5%
    • International lounge
    • Domestic lounge
    • Shopping
    • Travel
    • +3
    View details
  • RBLMastercard

    Icon

    ₹5,000
    Annual fee
    Free
    Joining
    Rewards
    1% to 3%
    Forex
    3.5%
    • Domestic lounge
    • Movies
    • Dining
    • Travel
    • +1
    View details
  • Bank Of IndiaVisa

    Celestia

    ₹5,000
    Annual fee
    ₹5,000
    Joining
    Rewards
    NA
    Forex
    3.5%
    • International lounge
    • Domestic lounge
    • Movies
    • Golf
    • +4
    View details
  • IDFCVisa

    Mayura

    ₹5,999
    Annual fee
    ₹5,999
    Joining
    Rewards
    1% to 2%
    Forex
    0%
    • Domestic lounge
    • International lounge
    • Guest lounge
    • Railway lounge
    • +6
    View details
  • PNBRuPay

    Luxura

    ₹7,500
    Annual fee
    ₹9,000
    Joining
    Rewards
    NA
    Forex
    2.5%
    • Domestic lounge
    • International lounge
    • Concierge
    • Golf
    • +4
    View details