Restaurant discounts, and rewards on Swiggy and Zomato. We track 223 of them from 19 banks, 46 of which are lifetime free, and 140 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.

What matters most to you?

  • AxisVisa

    Aura

    ₹749
    Annual fee
    ₹749
    Joining
    Rewards
    1% to 2%
    Forex
    3.5%
    • Vouchers
    • Dining
    View details
  • Bank Of IndiaRuPay

    Rupay Select

    ₹800
    Annual fee
    Free
    Joining
    Rewards
    NA
    Forex
    3.5%
    • Domestic lounge
    • Memberships
    • Dining
    • Movies
    • +2
    View details
  • HSBCVisa

    Live+

    ₹999
    Annual fee
    ₹999
    Joining
    Rewards
    1% to 2%
    Forex
    1.99%
    • Domestic lounge
    • International lounge
    • Movies
    • Shopping
    • +3
    View details
  • BOBVisa

    Tiara

    ₹2,499
    Annual fee
    ₹2,499
    Joining
    Rewards
    2% to 4%
    Forex
    2%
    • Domestic lounge
    • Memberships
    • Dining
    • Movies
    View details
  • Bandhan BankRuPay

    Flare

    ₹2,499
    Annual fee
    ₹2,499
    Joining
    Rewards
    NA
    Forex
    1.99%
    • Domestic lounge
    • International lounge
    • Movies
    • Dining
    • +1
    View details
  • HDFCVisa

    Regalia Gold

    ₹2,500
    Annual fee
    ₹2,500
    Joining
    Rewards
    1% to 2.5%
    Forex
    2%
    • Domestic lounge
    • International lounge
    • Insurance
    • Dining
    • +1
    View details
  • HDFCVisa

    Biz Power

    ₹2,500
    Annual fee
    ₹2,500
    Joining
    Rewards
    1% to 2%
    Forex
    2%
    • Domestic lounge
    • International lounge
    • Dining
    • Insurance
    • +1
    View details
  • SBIAmerican Express

    Prime (Amex)

    ₹2,999
    Annual fee
    ₹2,999
    Joining
    Rewards
    1% to 2.5%
    Forex
    3.5%
    • Domestic lounge
    • International lounge
    • Dining
    • Memberships
    View details
  • AUVisa

    Vetta

    ₹2,999
    Annual fee
    ₹2,999
    Joining
    Rewards
    2% to 4%
    Forex
    2.99%
    • Domestic lounge
    • International lounge
    • Concierge
    • Dining
    • +2
    View details
  • IDFCVisa

    Ashva

    ₹2,999
    Annual fee
    ₹2,999
    Joining
    Rewards
    1% to 2%
    Forex
    1%
    • Domestic lounge
    • International lounge
    • Lounge
    • Railway lounge
    • +4
    View details
  • AxisVisa

    Select

    ₹3,000
    Annual fee
    ₹3,000
    Joining
    Rewards
    1% to 3%
    Forex
    3.5%
    • International lounge
    • Domestic lounge
    • Shopping
    • Concierge
    • +5
    View details
  • IDFCVisa

    Diamond Reserve

    ₹3,000
    Annual fee
    ₹3,000
    Joining
    Rewards
    NA
    Forex
    0%
    • Domestic lounge
    • Railway lounge
    • International lounge
    • Dining
    • +4
    View details